An Introduction to the Latest FICO Credit Scoring Models FICO 10 FICO 10 is a credit scoring model developed by the Fair Isaac Corporation (FICO). It is the latest version of the FICO the widely used credit scoring model that lenders use to assess the credit quality of individuals and to determine the likelihood that…
Does credit repair really work? Consumers who are eager to get their financial lives back on track after their credit score has taken a hit have asked this question countless times. Credit repair can sometimes seem like it couldn’t possibly be the credit report magic eraser that it is frequently marketed as being. However, hearing about…
You’ve got financial goals, right? And one of them is building your credit. Did you know that building credit using a credit card is one of the most effective strategies to build and improve your credit? Using your card for purchases alone will not help you build or rebuild your credit. Building and improving credit…
“To get credit, you need to have credit.” You may perhaps have heard this saying, which can be so frustrating as a credit newbie because a lot of times, people who have zero credit histories are new to the credit world or “credit invisible”. Additionally, credit newbie usually doesn’t have any idea how to start…
You know you have grown up when you become financially independent. Even so, learning to establish financial independence is not always easy. As a college student, building your credit score is a necessity! Your credit score is a major factor in your future financial dealings. Insurance companies, employers, lenders, and even utility companies will consider…
2020/2021 has been hard on many people. And their credit has unfortunately suffered once all the mandates in place to protect slow payments were lifted. Now many consumers who have never had any credit problems must now navigate the world of subprime lending and look for ways to rebuild their credit. Three Tools Used To…
How I Found This Homebased Business Opportunity I found this business when I had a client who just had AMAZING tax returns. As a business financing specialist. I had to know where all this cash came from. As he explained the business to me, I decided it would be a good field for my partner and me…
Liz Roberts has been helping business owners and consumers obtain financing despite having bad credit for the past 24 YEARS! In this guide, she will share with you 8 things you can do today to start improving your credit score! Simply Enter Your Name And Email Address Below: First Name: Last Name: Email: Get Your…
Working from home for some is a dream come true. You do not have to deal with the struggle of getting to work on time due to massive traffic jams. You have a flexible schedule, and you can even work while wearing your pajamas! (Really you can, I do it all the time. In fact,…
If you run a small business, then you know the importance of having credible referrals. Getting business referrals can seem difficult if you are not sure of how to do it. Not having referrals can make your potential customers doubt your business. It can make them wonder whether the products and services you are offering…