Best Credit Card Offers for College Students
Student Credit Cards
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Student Credit Card Programs


Here are card issuers that offer affordable student credit cards. These programs are specifically-designed to meet the needs and financial capabilities of a majority of college students, nowadays.

Some of the requirements for these credit card programs, particularly the amount of past credit, are quite lax. However, if you have fair or poor credit standing then, we suggest you check out our Guaranteed Approval Credit Cards or one of our Bad Credit Unsecured Credit Cards. These prepaid and unsecured card accounts are especially designed for jumpstarting and rebuilding your credit history. That's because the issuers of such programs submit timely reports of consumer activities to the three major credit reporting agencies.

If you wish to build your credit profile and you need an unsecured credit card that carries a high spending limit then, it is highly-recommended that you apply for one of our merchandise credit cards. They come with huge credit limits (usually as much as $7500). Issuers of these card programs will report your transactions to the credit bureaus to assist you in building what most banks call "comparable credit". This way, you can improve yoru chances of qualifying for huge loans or lines of credit, later on.


Limited to no credit

Net First Platinum

Net First Platinum
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line could be available to you faster than you ever thought possible.
secured application


At least 4 tradelines Fair Credit

First Access Visa® Card

First Access Visa Card
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
secured application


Secured Credit Cards

First Progress Platinum Prestige MasterCard® Secured Credit Card

First Progress Platinum Prestige MasterCard
  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
secured application

Advertiser Disclosure: See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.

helpful tips

Suggestions on How Students can Build Good Credit History

    • Sign up for a student credit card. Keep in mind that you cannot jumpstart your credit profile unless you're willing to apply for and manage a credit account. So, as early as today, we encourage you to get a student credit card and use it for building your credit history.

    • Ensure credit monitoring and reporting. Look for card issuers that submit monthly reports of your credit and payment activities to the three major bureaus - TransUnion, Experian and Equifax. That way, the time and effort you will invest in building your credit history will not be in vain.

    • Use your student credit card, as often as you can, by charging your usual expenses and purchases on it. Just remember not to go overboard with your credit card transactions. Otherwise, you might be incurring a huge debt that you might soon find hard to pay back.

    • Submit on-time payments of your monthly bills. After all, this is the best way to build and maintain a solid credit profile and thus improve your financial prospects.

    • Settle your bills in full. Keep in mind that carrying balance from one month to the next can cause your interest charges to balloon out and soon get way out of hand. Hence, to avoid such problem, you should resolve to submit, not just on-time, but also complete payments to your card issuer, on a monthly basis.

    • Look for a co-signer, especially for those who are below 21 years old. Approach a creditworthy individual such as your guardian or parent and ask them to co-sign your application for a student credit card. By doing so, you can improve your chances of receiving immediate approval on your application for a card account.

    • Consider taking out a student credit card with rewards. This is a program you can eventually qualify for if you can consistently submit on-time and complete payments of your bills for at most 12 months. This way, you can look forward to receiving special perks and incentives that will surely suit your lifestyle.
  • Bad Credit - Click Here for credit card offers for people with bad credit
  • Good Credit - Click Here for credit card offers for people with good credit
  • Pre-paid Debit Cards for guaranteed approval credit cards

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NHBS Inc has been helping small business obtain secured forms of financing since 1999. We offer specialized equipment leasing programs for start up businesses and businesses facing credit challenges.
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