NO INQUIRY / SOFT INQUIRY CREDIT CARDS
There are two main types of inquiries, which can appear on your credit report. These two types are known as hard inquiries and soft inquiries. Even though both these types of inquiries are in a position to enable a third party to take a look at your credit report, the hard inquiries are the only ones that can create a negative impact on the credit score.
Continue reading: Hard Inquiries vs Soft Inquiries – How They Affect Your Credit
POOR CREDIT
- Better than Prepaid…Go with a Secured Card! Load One Time – Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR – Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit – Maximum $1,000.
- Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
| INTRO (PURCHASES) | INTRO (BALANCE TRANSFERS) | REGULAR APR | ANNUAL FEE | CREDIT RECOMMENDED |
|---|---|---|---|---|
|
N/A |
N/A |
9.99% |
$48 |
Poor/Fair /Limited/Damaged |
- Pre-qualify for a card today and it will not impact your credit score
- Less than perfect credit is okay
- Mobile account access at any time
- Fraud protection for stolen or lost cards
- Account history is reported to the three major credit bureaus in the U.S.
| INTRO (PURCHASES) | INTRO (BALANCE TRANSFERS) | REGULAR APR | ANNUAL FEE | CREDIT RECOMMENDED |
|---|---|---|---|---|
|
N/A |
N/A |
24.9% |
$0 - $99 |
Bad/Poor |
- Prequalify for a card today and it will not impact your credit score
- Less than perfect credit is okay
- Mobile account access at any time
- Protection from fraud if your card is stolen
- Account history is reported to the three major credit bureaus in the U.S.
- Dependent on credit worthiness
| INTRO (PURCHASES) | INTRO (BALANCE TRANSFERS) | REGULAR APR | ANNUAL FEE | CREDIT RECOMMENDED |
|---|---|---|---|---|
|
N/A |
N/A |
24.9% |
$35 - $99 |
Bad/Poor |
- Easy pre-qualification process which does not affect your credit score
- Less than perfect credit is okay
- 24/7 access to your account information, even on mobile
- Protection from fraud, if your card happens to be lost or stolen
- Reports to all three major credit bureaus
| INTRO (PURCHASES) | INTRO (BALANCE TRANSFERS) | REGULAR APR | ANNUAL FEE | CREDIT RECOMMENDED |
|---|---|---|---|---|
|
N/A |
N/A |
24.9% |
$35 - $99 |
Bad/Poor |
FAIR - GOOD CREDIT
- Pre-qualify today without an impact on your credit score
- Keeping your account in good standing may help establish and/or improve your credit
- 24/7 access to your account, even on mobile!
- Protection from fraud, if your card happens to be lost or stolen
- Account history is reported to the three major credit bureaus in the U.S.
| INTRO (PURCHASES) | INTRO (BALANCE TRANSFERS) | REGULAR APR | ANNUAL FEE | CREDIT RECOMMENDED |
|---|---|---|---|---|
|
N/A |
N/A |
24.9% |
$0 - $99 |
Bad/Poor |
- Pre-qualify today without an impact on your credit score
- Keeping your account in good standing may help establish and/or improve your credit
- Access your account online or from your mobile device 24/7
- Protection from fraud if your card is stolen
- Account history is reported to the three major credit bureaus in the U.S.
| INTRO (PURCHASES) | INTRO (BALANCE TRANSFERS) | REGULAR APR | ANNUAL FEE | CREDIT RECOMMENDED |
|---|---|---|---|---|
|
N/A |
N/A |
24.9% |
$0 - $99 |
Bad/Poor |
- Pre-qualifying today will not affect your credit score
- Less than perfect credit histories can qualify, even with prior bankruptcy!
- Mobile account access at any time
- Fraud protection for stolen or lost cards
- Account history is reported to the three major credit bureaus in the U.S.
| INTRO (PURCHASES) | INTRO (BALANCE TRANSFERS) | REGULAR APR | ANNUAL FEE | CREDIT RECOMMENDED |
|---|---|---|---|---|
|
N/A |
N/A |
24.9% |
$0 - $99 |
Fair/Poor |
Advertiser Disclosure: See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now ” button you can review the credit card terms and conditions on the credit card issuer’s web site.
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