LOW INTEREST CREDIT CARDS - A CLOSER LOOK AT GOOD CREDIT CARDS

The card programs on this page require good to excellent credit history. This means that for you to qualify for any one of them, you should not have late payment records, debt collection entries, and other negative items in your annual credit report.

These credit cards are also recommended to individuals with established credit history. Hence, if you’re yet to jumpstart your credit profile or if you’ve just received a credit card lately then, it might not be wise to apply for them, just yet.

No idea what’s your credit score? Get a copy of your credit score now!

  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
  • Restrictions: Applications not accepted in Iowa, Wisconsin, Washington, D.C., and West Virginia.
CREDIT LINE REGULAR APR ANNUAL FEE CREDIT RECOMMENDED RETURN CHECK FEE
$500 - $50,000
8.99%-29.99%
$0
Excellent/ Good/ Fair / Average
$0
FOREIGN TRANS FEE BALANCE TRANSFER FEE BALANCE TRANSFER PENALTY APR LATE PAYMENT FEE
$0
N/A
N/A
N/A
$0
CASH ADVANCE FEE CASH ADVANCE APR INTRO (BALANCE TRANSFERS) INTRO (PURCHASES)
N/A
N/A
N/A
N/A
  • Easy pre-qualification process with fast response
  • Don’t have perfect credit? No problem!
  • 24/7 access to your account, even on mobile!
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.
REGULAR APR ANNUAL FEE CREDIT RECOMMENDED INTRO RATE INTRO PERIOD
24.9%
$0 - $99
Fair/Good
N/A
N/A
  • Our pre-qualification process does not affect your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • 24/7 access to your account, even on mobile!
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.
INTRO RATE INTRO PERIOD REGULAR APR ANNUAL FEE CREDIT NEEDED
N/A
N/A
24.9%
$0-$99
Fair/Good
  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • Dependent on credit worthiness
  • See Card Terms & Conditions for Details
INTRO RATE INTRO PERIOD REGULAR APR ANNUAL FEE CREDIT NEEDED
N/A
N/A
24.9%
$35 - $99*
Fair/Good
  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Prequalify for a card today and it will not impact your credit score
  • Reports to all three major credit bureaus
INTRO RATE INTRO PERIOD REGULAR APR ANNUAL FEE CREDIT NEEDED
N/A
N/A
35.9%
See Terms
Poor to Good
  • A better way to get a Card Offer!
  • Credit Cards
  • Secured Cards
  • Prepaid Cards
  • Search, Compare, Apply!
INTRO RATE INTRO PERIOD REGULAR APR ANNUAL FEE CREDIT NEEDED
N/A
N/A
N/A
N/A
N/A

Advertiser Disclosure: See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now ” button you can review the credit card terms and conditions on the credit card issuer’s web site.

POINTERS FOR SCOUTING FOR LOW INTEREST CREDIT CARDS

  • Compare online offers. Check out credit card comparison sites and pay close attention to the rates of interest, fees and charges, payment terms and options, credit limits and other features imposed on various card programs. By doing so, you can improve your chances of finding one that fits your needs, spending habits and lifestyle choices.
  • Know your credit score. There are plenty of credit card programs today that carry low rates of interest and minimal fees and charges. So, for you to know if you’ll qualify for them, you should order the latest copies of your annual credit report from the three major credit bureaus – Equifax, Experian and TransUnion.
  • Read the fine print carefully. Aside from checking the APR, you should also consider the regular rate. If you can lock it in for the whole term of your credit agreement then, do so. That way, you can continuously enjoy the low rate of interest imposed on your card program.
  • Inquire about the APR. Some credit cards carry multiple APRs. For example, the low rate of interest may only be applicable to balance transfers and not to new purchases and cash advance transactions. So, as early as today, you should figure out the APR that will be imposed on your future transactions. In so doing, you can choose a good credit credit card that suits your budget.
  • Get a rewards credit card. Your good credit standing can serve as your pass to score a credit card with rewards. These programs come with beneficial perks and incentives that will surely fit your lifestyle. So, why don’t you apply for one today?

NHBS Inc © 2022

NewHorizon.org is an independent, advertising supported website. The owner of the site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. NewHorizon.org has not reviewed all available credit card offers in the marketplace.

Privacy Policy Terms of Use

NHBS Inc © 2022

NewHorizon.org is an independent, advertising supported website. The owner of the site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. NewHorizon.org has not reviewed all available credit card offers in the marketplace.

Privacy Policy Terms of Use

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