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Filing for bankruptcy can be a difficult and confusing decision, especially if you don't know what options are available to you. If you're considering filing ...

An Introduction to the Latest FICO Credit Scoring Models FICO 10 FICO 10 is a credit scoring model developed by the Fair Isaac Corporation (FICO). It is the ...

Making A Monthly Budget Work For You Creating a monthly budget is an important part of financial planning, helping individuals and households track their ...

Identity theft is a serious crime that affects millions of people each year. It can be costly and time-consuming to recover from, not to mention the emotional ...

Does credit repair really work? Consumers who are eager to get their financial lives back on track after their credit score has taken a hit have asked this ...

How Do GOOD Credit Repair Companies Increase Your Credit Score....They Add TRADELINES! Many people go to credit repair companies and the majority of them only ...

People who choose to use their credit cards only in emergency cases may be doing more harm than good. It’s because a credit card account can be closed because ...

As more people continue to struggle against the economic slump, debt consolidation companies and debt settlement companies are enjoying good business. In this ...

You’ve got financial goals, right? And one of them is building your credit. Did you know that building credit using a credit card is one of the most effective ...

"To get credit, you need to have credit." You may perhaps have heard this saying, which can be so frustrating as a credit newbie because a lot of times, people ...