4 Tips for Celebrating Valentine’s Day

Valentine’s Day is just a few days away. And this is the reason why couples today are searching for excellent yet affordable ways by which they can celebrate this special day.

In this post, we’ll talk about how you can celebrate Valentine’s Day, without breaking your budget.

valentines day on budgetHelpful Tips for Couples

Plan ahead. The key to having a memorable Valentine’s Day is planning. Think about how you and your loved one can spend time together, doing an activity that you both enjoy. Then, set aside enough funds that you can use to prepare for such activity, making sure that you won’t compromise any personal expense or bill for the month.

After this, buy all the items you need in advance. This way, you will have the chance to shop and compare prices in the market. Keep in mind that shopping around can help boost your chances of scoring excellent deals, which can in turn help you stick to your budget.

Charge small purchases on your credit card. If you have a credit card and you’re short on cash then, you can always use your line of credit to pay for your expenses. However, it is important that you charge just small purchases on your credit card, especially if you still have unpaid balance. And see to it that you pay off your credit card charges as soon as you can.

Get a payday loan, ONLY if you can afford to repay it. If you think that your Valentine’s Day activity with your loved one will require you to spend a great deal of money then, you can always apply for a payday loan.

A payday loan is a short-term credit account that can give you enough funds to finance an important expense – in your case your V-Day romantic getaway. Such loan is payable within 15 to 30 days or by your next paycheck.

Still, before you get a payday loan, you need to check first if you can afford to pay it in full. After all, making just a partial payment can cost you a huge sum of money in the form of interest charges, which can go from 100% to 300%. And that’s not all. If you fail to pay your loan on-time, you might also incur penalties which will surely be burdensome to your pocket.

So, consider these things very carefully before you take out a payday loan.

Keep it simple yet sincere. A lot of couples these days try to give the best gifts and experiences to their loved ones at the expense of their budgets. Keep in mind, however, that after Valentine’s Day, you still have lots of opportunities to be with your special someone. So, don’t be swayed by advertisements that encourage you to spend more than what you can afford. Instead, keep your gifts and V-Day activities simple, yet memorable. After all, what matters most is your time spent together.

Elizabeth Roberts

Elizabeth Roberts

Liz Roberts and her team are continuously providing information to people who are ready to repair their credit and improve their credit score. Also NewHorizon.org team strives to empower the homebased and small business owners by bringing information that can help them to manage and grow their businesses. Let our 24+ years of business finance experience help you to get the financing you need! CONTACT US if need financing for your business.

We will be happy to hear your thoughts

Leave a reply

NHBS Inc © 2024

NewHorizon.org is an independent, advertising supported website. The owner of the site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. NewHorizon.org has not reviewed all available credit card offers in the marketplace.

Privacy Policy Terms of Use

NHBS Inc © 2022

NewHorizon.org is an independent, advertising supported website. The owner of the site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. NewHorizon.org has not reviewed all available credit card offers in the marketplace.

Privacy Policy Terms of Use

Business Loans

Consumer Loans

New Horizon
Logo
Enable registration in settings - general