While it’s true that your home business may not have an overhead quite as large as opening a new store downtown, you’re still going to find yourself with plenty of expenses — some unexpected. Whether you’re looking to leave your job and work for yourself permanently or just trying to turn your hobby into a…
Do you have a Facebook account? According to the Facebook Press, there is an estimated 350 Million people log into Facebook every month! And 175 Million login DAILY! Although Social Networking Websites like Facebook are primarily used to get in touch with friends, relatives, and other personal contacts, did you know that the information you…
Why NO credit is worse than BAD credit A few weeks ago I got a call from a man in his late 30s who was very upset that the bank he has had his checking and savings accounts with, turned him down when he applied for an equipment lease thru them. He felt insulted when…
Car loan lenders offer their best rates to customers with good and excellent credit. But for consumers with bad credit, just qualifying for a car loan can be challenging. In this article, we talk about important concerns that borrowers in search of a bad credit car loan may encounter. Factors that Affect Car Loan…
How You Can Use Credit Cards For Bad Credit To Improve Your Credit Score A lot of people who have bad credit rebuild their credit using credit cards. Credit cards are a popular way to rebuild credit because they tend to be easier to get approved for than personal loans. There are also many…
Credit card insurance may seem like a good idea, but before you go ahead and buy this financial product, look further into the details and decide if it is good for you or not. There is a good chance that you may not even need it. Nonetheless, there are times when it can turn out…
To Co-sign or Not To Co-sign! That is a serious question you need to ask yourself Who hasn’t been in a situation with a friend or family member that needs a co-signer? It’s incredibly common especially since co-signing can help someone with bad credit rebuild their credit. Co-signing for someone is never advisable. The reason…
It’s a great feeling when you finally pay off a credit card! Some people pay it off and immediately cancel the account so they are not tempted to run it up again. Or they cancel it because the interest rate is high and their credit has improved enough that they can qualify for a…
If you are trying to rebuild your credit, guaranteed approval cards can really help you get started with adding GOOD trade lines to your credit report. Too many times people focus on getting negative items removed and forget that lenders like to see good, healthy trade lines. A lot of my clients that…
Many consumers are warned against the threat of identity theft and are advised to take all the necessary precautions to protect their personal information. But did you know that adults are not the only people are at risk? Yes, even children are threatened by the crime of ID theft. In fact, according to Experian, an…