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Bad Credit Loans | Debt and Loans

Tips To Help You Get Approved For Bad Credit Loans
ByElizabeth Roberts July 4, 2017February 16, 2023

Are you someone who is suffering from bad credit history? If yes, is there a way for you to recover? The fact is, no matter how bad your credit history has become, you can still take positive steps to rebuild it. For instance, if you’re in need of financial help, a bad credit loan may just be what you need.

Applying for a bad credit loan will give you the chance to rebuild your credit history. How? Find a bad credit loan lender that will report your payments to the major credit bureaus.

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How To Increase Your Credit | Rebuild My Credit

How Credit Scores Are Calculated
ByElizabeth Roberts June 28, 2017June 6, 2023

Having a high credit score can significantly make a difference on how lenders approve your credit applications and how lenders give you their rates. What is the best way to improve your credit score?

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credit cards

How Can I Start Building My Credit History?
ByElizabeth Roberts June 27, 2017February 16, 2023

Why Building Credit Is So Important Did you know having no credit is worse than having bad credit? We work with lenders all the time willing to lend money to clients with bad credit scores. I’ve personally helped a business owner finance a commercial-grade riding mower of $24,000 with a credit score of 540. But…

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Buy home | Home Loans

Tips On How to Buy a Condo Unit
ByElizabeth Roberts June 12, 2017May 20, 2022

How to buy condo unit with bad credit! Buying your first condo is a wonderful, scary experience! As with any home purchase you need to have a plan of action! Surprisingly, calling up an agent is NOT your first step! Here are few tips on how to buy a condo unit. 1. Check your credit…

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Budgeting | How To Make A Budget You Can Live With

Tips For Creating A Budget and Eliminating Debt
ByElizabeth Roberts June 5, 2017June 14, 2025

How many people made themselves a promise at the close of 2019 that 2020 was going to be different? This was the year you would get your credit straight and dig yourself out of debt? Our reason “WHY” we decided to create a budget We made that promise to ourselves back in 2019. Our problem…

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bad credit cards | credit cards

How To Get a Bad Credit Credit Card with a High Spending Limit
ByElizabeth Roberts May 29, 2017May 15, 2023

Is it possible to get a credit card with high credit limit even with bad credit? Most people do not think so. Credit cards for people with bad credit are often expected to have excessive interest rates with many restrictions and limited credit line. In this article, let’s talk about how you can enjoy a reasonable credit line despite your low credit score. We’ll also discuss how bad credit credit cards can be used in improving your credit report.

Factors That Determine Your Credit Limit

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Home Loans

Ways to Buy a Home When You Have Bad Credit
ByElizabeth Roberts May 25, 2017

When you ask most people, what will be your first purchase when you get your credit back on track, they will tell you a house! But having bad credit is a barrier some can not overcome. Or if they get approved its for an amount that doesn’t come close to getting them the home they…

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Credit Rating | How To Increase Your Credit

Why Is My Lenders Credit Score Different Than The One I Got Online?
ByElizabeth Roberts May 9, 2017February 10, 2022

The Costa Mesa credit bureau Experian was recently asked to pay a $3 million fine to settle claims that the firm sold credit scores that were completely useless to consumers. The Consumer Financial Protection Bureau said that Experian offered its own score to consumers and mislead them by implying that these scores were “the same type of…

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Budgeting | How To Make A Budget You Can Live With

Good Habits of Debt-Free People
ByElizabeth Roberts April 27, 2017May 9, 2024

Do you want to know how to become debt free? If so, one of the things you need to learn are good financial habits. It is a fabulous feeling when you find yourself debt free. There is freedom in knowing that you will not have to make payments to creditors. To avoid accruing more debt,…

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How To Increase Your Credit

Got Collection Accounts On Your Credit Report? Negotiate Your Way To A Better Credit
ByElizabeth Roberts April 18, 2017February 21, 2022

How an item is classified has a big effect on your credit score. Many people feel that they have no choice in how negative items like a collection account appear on their credit reports. What they don’t know is that you can always negotiate how an item is classified on your credit report! The notations that appear…

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