Bad Credit Personal Loans – 100% Guaranteed Approval

A person who has to deal with bad credit can have a difficult time finding a loan at a reasonable rate. Subprime loans are often regarded as loans with excessive fees but this is not necessarily true for all lenders. By doing research, it is possible to find a bad credit loan with a reasonable offer.

Secured Personal Loans for Bad Credit

Do you need a personal loan for a financial emergency? If waiting until your credit score improves is not an option, you can apply for a secured bad credit loan. If you have a home property, a car, or any asset which has a higher value than the amount you plan to borrow, you can use it as security for the loan.


The collateral you will submit can enable you to get a much lower interest rate than a non-secured loan for bad credit. Furthermore, you can choose a more flexible repayment period which can range from 5 to 25 years, depending on the amount you borrowed.

Bad Credit Loans Guaranteed Approval 

What if you do not have a property to submit as collateral for your loan? In this case, you can obtain an unsecured personal loan for bad credit. There are certain limits to unsecured bad credit loans such as a smaller loan value and a shorter repayment period. As expected, the interest rates are slightly higher than secured bad credit loans.

These unsecured loans are also known as guaranteed approval loans, quick loans, payday loans or cash advance loans. Although the names may vary, all these loans are specially offered for people with bad credit or no credit history.

The basic requirements to get approved are for the borrower to be of legal age, have a job and have an active bank account. The maximum amount for these types of loans varies depending on how much you get paid.  For those with a higher salary bracket, they may be able to borrow a larger amount based on the value of their salary. The loan limit for these loans may depend on the State Laws as well.

Borrowers are reminded to seriously consider their repayment capability before acquiring one of these loans.  Take note that for a secured bad credit loan, you run the risk of losing your property to your lender if you fail to complete your repayment obligations. Before signing up for a loan, read and understand the Terms and Conditions.

personal loan apply



Elizabeth Roberts

Elizabeth Roberts

Liz Roberts and her team are continuously providing information to people who are ready to repair their credit and improve their credit score. Also team strives to empower the homebased and small business owners by bringing information that can help them to manage and grow their businesses. Let our 24+ years of business finance experience help you to get the financing you need! CONTACT US if need financing for your business.

  1. Please help me I need $7500 to help fix my house and I need a car to yet my daughter back and forth to her Dr appointment.if I could get this loan it would be a blessing. God bless and please help my family

    Thank you for your help

    Brandon McKinley

  2. Really want to get back on my feet. Have 518 credit score so have been unable to get loan to consolidate bills. Been trying to get things together since i’ve been back from Afghanistan. Been rough. Would love the help in finding a loan for around 5000.00. I do have a good job that my take home is 2200 a month. just need to catch up a bit. thank you.

  3. Way cool! Some extremely valid points! I appreciate
    you writing this post and the rest of the website is also
    very good.

  4. I need some help, I need a loan and I have bad credit, now I have a steady income but bad credit and I live in Florida any guidance or suggestions would be appreciated.
    Thanks, God Bless

  5. Hi i need a loan of $15,000 to tied me over while i get back on my feet after a bad experience, i stood guarantor for the company i was working for and now have a bad rating,i can afford to pay the loan back at $1,000 per month, i have not done anything like this before and iam finding it difficult to know what to do with all the adds that come up on the net hope you can help

  6. Need a loan to pay bills and buy vehicle . To get back n forth to work n visit my son. Please tell me you can help. Trying for between 10, 000 -15, 000.
    Good paying job , ten years with my employers. But my credit as poor.

  7. I Have Bills to pay off And I have been trying to get a loan. but can’t to get approved. And i hate when they have multiple lenders. and it goes on. Now behind on my bills. Can you help.

  8. i need 150,000 to consolidate debt and buy a house can you help please?

  9. I need a loan to pay some bills and get caught up. I was off sick and got behind and just got back to work. Really need some help!!!

  10. I’m looking for a 2500 loan to pay an emergency bill. My credit score 524 and it’s hard to find one. Please help I nex this ASAP

  11. I need a loan I can pay $900.00 maybe more a month until paid off in full I need a loan amount of $35.000.00 so if there anyone can help me out with this loan please email me back asap I need fast funding

  12. Reply img-22
    Jovann washington July 14, 2015 at 9:44 am

    I have a 524 score I need a personal loan between 500-1000 asap

  13. Hi. I have a 593 credit score. I’ve been denied for every loan possible including the ones on the website. My identity was stolen and I was working a job that didn’t pay enough whereas now I have a great job and income but can’t catch up. Please help.

    • Hi Brittney

      Unfortunately the only thing you can do is start cleaning up the mess made by the ID thief. Dispute everything they did and KEEP ON TOP OF THE CREDIT BUREAUS! Sometimes 1 letter will do it but most of the time its will take multiple. Anatomy of a Credit Dispute Letter is a good place to start. In order to start rebuilding credit you need to find companies that pretty much guarantee approval. Start off with the secured credit card companies. I’ve written several articles on why secured credit cards are great for rebuilding credit. You can do a search on this site to find them. You may also consider some of the merchandise credit cards ONLY IF they report to the credit bureaus. Even though you can only buy the merchandise in their catalog, they tend to give a large credit limit. It looks unsecured on your credit report and will come in handy when you apply for a big line of unsecured credit later on. The banks will look for “comparable credit” which just means that if you are looking for a credit card or loan of $10,000 what is the highest amount you have financed? Both the secured credit card and merchandise / catalog cards give you the opportunity to build large lines of credit that will appear unsecured.

      I hope this helps!

  14. it stinckys when pople use your name and leave bills out there

  15. Hi my name is Rochelle and my credit score is at about 604 I am working with a credit repair company but I’m looking into buying house and I need a 10,000 loan. How can you help me Thank you

  16. I am in need of help. I have applied for several loans and have been scammed twice. This is just caused my situation to be worse. I just need someone to give me a chance without taking my last penny.

  17. I need a loan for like $8,000. I’m trying to help my mom because she is on the verge of losing the house her parents left to her when they passed. She is on S.S.I. so she is on a fixed income.

  18. Hi Nicole,

    I’m sorry all our lenders will only lend within the United states. Try to find a local lender! There are too many scam companies online looking to rip off international consumers. Why? Because once they get their “application fee”, “finders fee” “insurance” they can easily disappear with your money.

    Good luck!

Leave a reply

NHBS Inc © 2024 is an independent, advertising supported website. The owner of the site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. has not reviewed all available credit card offers in the marketplace.

Privacy Policy Terms of Use

NHBS Inc © 2022 is an independent, advertising supported website. The owner of the site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. has not reviewed all available credit card offers in the marketplace.

Privacy Policy Terms of Use

Business Loans

Consumer Loans

New Horizon
Enable registration in settings - general