Below are tried-and-tested strategies that will help you optimize the use of your low APR credit card. Transfer the balance from your old credit cards to your new account, especially if your other credit cards carry extremely high interest rates and fees. In so doing, you can reduce the payments you make on interest as…
Should you continue depositing cash to your personal savings account or to your contingency fund while paying off your credit card debt? That depends on how much income you generate, on a monthly basis. However, many finance experts today discourage consumers from doing so. Let’s discuss why. The Top Reasons Certified finance experts believe that…
Have you just received an offer for credit card payment holiday from your card issuer? And would you like to know if you should take advantage of it? If your answer to these two questions is YES then let’s take a closer look at what payment holidays are all about and how you should respond…
Below are excellent strategies you can employ if you’ve missed out or skipped on your credit card payment for the month. Contact your card issuer and explain your side. Be ready to apologize for missing out on your monthly bills and explain the factors which might have prevented you from submitting complete and timely payments of…
Here are great suggestions you can employ to make your credit report help you score low-interest credit deals. Make it a habit to order your annual credit report, at least every six months. This way, you can have the chance to closely monitor your credit activities, particularly your credit card transactions as well as your…
If you have just filed for divorce and you’re looking for ways to effectively manage your finances, on your own then, we suggest you keep the following tips in mind: Request for the latest copies of your annual credit report with the three major credit bureaus – Equifax, Experian and TransUnion. If this is your…
If you have plans to file for divorce and you’re keen on maintaining your excellent credit history then, we suggest you employ the following pointers for you to achieve such goal: 1. Distinguish individual accounts from joint credit accounts. Contact the credit reporting agencies and request for the latest copies of your personal credit report….
If you are like most people, you have been hearing about the importance of a good credit report since you were able to hold a dollar in your hands. One of the best things that you can do for yourself is to keep a good watch on everything that has to do with your credit….
Credit card and Identity theft are a great cause for concern for anyone who has a good credit rating and/ or is working on improving their credit. Often thieves will steal someone’s identity and then go on to run up a host of bills in that person’s name. By the time a person realizes what…
When starting your own home business, it’s crucial that you have an adequate amount of start-up capital. For those of us that don’t have enough in the way of assets, locating an angel investor willing to invest in our business may be the best way to go. An angel investor is a wealthy person looking…