Don’t Be an Identity Theft Victim This Holiday Season

For many businesses, the months of November and December is considered to be the most profitable time of the year.  With three different holidays to celebrate- the Halloween, Thanksgiving, Christmas, many consumers are prepared to do more shopping.  For identity thieves, the holiday season is also the perfect time to carry out their tactics and unsuspecting consumers are an easy prey.  On this post, we present valuable tips on how you can avoid being a victim of identity theft this holiday season:

Don’t let your credit card out of your sight.

Skimming is a popular tactic ID thieves use to steal information.  By using a skimming advice that can scan your credit card information from the magnetic strip, you can easily be a victim.  Skimming devices are small enough to be hidden in the palm of a hand so consumers need to be alert when paying for their purchases at the counter.  Never let the credit card out of your sight.  Do not let the store clerk take your card in another room for the sake of verification.  If verification is needed for safety purposes, ask the clerk to perform the necessary verification steps (calling your credit card issuer, checking your ID) in front of you.

Monitor your credit card account regularly. 

Even if you do not plan to use your credit card to spend on the holidays, it’s still a good idea to check your account often.  Most credit card companies allow their customers to access their accounts online.  Take advantage of this feature to make sure that there are no suspicious activities in your account.  In case you notice unfamiliar charges, call up your credit card issuer to dispute the charges right away.

Be cautious when using ATMs. 

Many people have been victimized by ID thieves from checking their account or withdrawing cash from the ATM.  Before using the machine, check the location for possible spy cameras or for anyone standing nearby.  Do not throw your ATM receipt on the trash bin.

Check the security of the website. 

If you want to purchase from an online merchant, check the seller’s reputation and track record of service.  Make sure that the website is secured.  A secured site must begin with the address https:// instead of the usual http://.  You should also see a closed padlock icon on the bottom of your browser.

Be careful about giving out your Social Security Number. 

Some companies may ask for the customer’s Social Security Number to verify identity.  However, you should avoid disclosing personal details such as your SSN to any person or company to minimize the risk of ID theft.  If you are being required to provide your SSN for verification, tell the manager that you are not comfortable providing this information due to identity theft issues and ask for other means of verification instead.

Use different passwords. 

Do not use the same password on your emails, bank accounts, social networking sites, and online shops.  It is recommended that you create a separate password for your bank accounts or credit card accounts.  Strengthen your password security by combining letters, numbers and special characters.  Do not use your birthday, wedding date, and other personal information for passwords.


Elizabeth Roberts

Elizabeth Roberts

Liz Roberts and her team are continuously providing information to people who are ready to repair their credit and improve their credit score. Also NewHorizon.org team strives to empower the homebased and small business owners by bringing information that can help them to manage and grow their businesses. Let our 24+ years of business finance experience help you to get the financing you need! CONTACT US if need financing for your business.

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NewHorizon.org is an independent, advertising supported website. The owner of the site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. NewHorizon.org has not reviewed all available credit card offers in the marketplace.

Privacy Policy Terms of Use

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