In 1936, social security numbers (SSN) were introduced in the United States as an individual’s unique identification number. It was used in employee files, medical records, health insurance accounts, credit and banking accounts, university ID cards, and other documents.
If you’ve been affected by the Heartbleed Bug, there’s a chance your financial accounts are in potential danger. There are a few things you can do to help minimize the damage, though. First, always run updated anti-virus and anti-malware software on your computer. Second, don’t use public computers or Wi-Fi to use your financial accounts;…
Being a single mom is a tough job as there are so many things that need your attention when it comes to taking care of your child. With so many things to manage, many moms overlook the most important thing concerning their child’s future, and that is child ID theft. You may not realize…
Credit card and Identity theft are a great cause for concern for anyone who has a good credit rating and/ or is working on improving their credit. Often thieves will steal someone’s identity and then go on to run up a host of bills in that person’s name. By the time a person realizes what…
Parents often need to register a Social Security number for their child and provide this information when applying for benefits, tax deduction, medical coverage or other government services for their child. However, parents should also be alerted about the fact that an increasing number of identity theft cases involve children’s SSNs.
For many businesses, the months of November and December is considered to be the most profitable time of the year. With three different holidays to celebrate- the Halloween, Thanksgiving, Christmas, many consumers are prepared to do more shopping. For identity thieves, the holiday season is also the perfect time to carry out their tactics and…
No one is completely safe from the threat of identity theft but there is much you can do protect yourself. One strategy that consumers may consider is known as “credit freeze”. If you’re not familiar with the term, this post talks about basic points that you should know about credit freeze. What is Credit Freeze?…
Let’s face it: Identity Theft is one of the most serious and prevalent crimes committed against thousands of credit consumers today. In fact, a lot of individuals are searching for ways by which they can safeguard, not just their personal details, but also their financial and credit information. Do you belong to the group of…
Are you afraid to use online banking services? Apparently, despite the popularity of online banking and online access services, many consumers are still hesitant to make use of these features. A recent survey conducted by Javelin Strategy and Research (https://www.javelinstrategy.com/news/831/92/1 ) reveals that in 2009, 11.1 Million adults have become victims of ID theft, with…
What is a credit freeze and how can it protect you against identity theft? Is it really an effective tool to fight ID theft and fraud?
What is Credit Freeze?
The purpose of credit freeze is to block everyone – new creditors, insurers, employers – from accessing a person’s credit report. Even the credit report owner is blocked out, unless he/she requests to “thaw” or “unfreeze” the report.