small business working capital loan UP to $20,000

Unsecured Loan Program

  • Working capital loan is from $5,000 up to $20,000.
  • Application Only program
  • NO Collateral Required
  • NO Financial Statements Required
  • NO Ttax Returns Required
  • NO Business Plan Required
  • Quick Approvals. Usually within 72 hours
  • Complete Freedom on Use of Loan Proceeds
  • Rates start at 8.9%
  • Payments made monthly

Credit Criteria

  • Must have an existing and established business
  • 3 years verifiable time in business
  • Good – Excellent Credit Requried.
  • Minimum 670 credit score

GOOD CREDIT is a must! If you do not have excellent we have a credit repair company that has helped many of our clients clean up their credit. Or check our other business financing programs here.

Please be advised that is program is completely credit driven. Rates and terms are dependent on your credit. We will not know what your rate or term will be without your applying.


(702) 979-1288 (Monday - Friday 8 - 4 P.S.T)


Dont have A GOOD credit?

Click here on how to get a bad credit equipment lease


  • Equipment Leasing For Businesses [more]

  • Working Capital For Businesses [more]

  • Consumer Credit Cards [more]

  • Consumer Loans [more]

About Us

NHBS Inc has been helping small business obtain secured forms of financing since 1999. We offer specialized equipment leasing programs for start up businesses and businesses facing credit challenges.
  • Equipment Leasing Programs
    We provided equipment leasing in the USA only. Minimum lease amount of $5,000. We do most types of equipment and provide programs to equipment sales people to help them provide financing for their customers [more]
  • New Business Equipment Leasing (Start up Businesses)
    This program requires no time in business. Must types of equipment funded. No vending routes or ATM routes. Minimum lease amount is $5,000. Homebased business o.k. [more]
  • Bad Credit Equipment Leasing
    This program is for people with PAST credit problems. If you are currently going thru problems or your bankruptcy is less than 3 years old. This program is not for you. Must have started to re-establish credit. Minumum lease amount of $5,000. [more]
  • Secured Business Loans
    These programs are secured by some sort of collateral. It can be already owned equipment, a companies accounts recievables, or even their monthly merchant account. Most of these DO NOT require the business owner to have good credit. Since the loan is secured, bad credit can be approved. [more]