Here are some alternative financing sources

Equipment Leasing

Equipment leasing for business nationwide. Fast easy approval process, A- D credit approved. Can only be used to purchase equipment. Startups welcome. Click here for more information.

Factoring Your Account Receivable

Click here for our factoring / accounts receivable program Factoring is another way to obtain working capital for your business. Factoring is based on your clients credit not yours. All business types & stages (including start ups) accepted. Click here for more information

Secured Lines of Credit

Does your business currently accept credit cards? Did you know you could use these to obtain a line of credit for your business of up to $125,000! You must be in business a minimum of 1 year to use this service. Click here for more information


  • Equipment Leasing For Businesses [more]

  • Working Capital For Businesses [more]

  • Consumer Credit Cards [more]

  • Consumer Loans [more]

About Us

NHBS Inc has been helping small business obtain secured forms of financing since 1999. We offer specialized equipment leasing programs for start up businesses and businesses facing credit challenges.
  • Equipment Leasing Programs
    We provided equipment leasing in the USA only. Minimum lease amount of $5,000. We do most types of equipment and provide programs to equipment sales people to help them provide financing for their customers [more]
  • New Business Equipment Leasing (Start up Businesses)
    This program requires no time in business. Must types of equipment funded. No vending routes or ATM routes. Minimum lease amount is $5,000. Homebased business o.k. [more]
  • Bad Credit Equipment Leasing
    This program is for people with PAST credit problems. If you are currently going thru problems or your bankruptcy is less than 3 years old. This program is not for you. Must have started to re-establish credit. Minumum lease amount of $5,000. [more]
  • Secured Business Loans
    These programs are secured by some sort of collateral. It can be already owned equipment, a companies accounts recievables, or even their monthly merchant account. Most of these DO NOT require the business owner to have good credit. Since the loan is secured, bad credit can be approved. [more]