Do check credit report regularly. For the past years, an average of 66.67% Americans was traced to have not checked their credit reports. Don’t pay your credit card late. Even if late payments are not reported to credit bureaus until a month of overdue, paying a bill late is never a good idea. You may…
Here’s what affects your Fair Isaac Corporation Score or commonly known as FICO Score: 33.3% of American non-credit and credit holders do not know their credit score. Did you know that having both of credit cards/any revolving debts and installment debts can actually help you get your highest possible credit score? Having a high credit score…
Here are some credit facts you should know: Author of The Everything Improve Your Credit Card Book, Pritchard, Justin said that an average American has: 13 credit accounts (9 credit cards, 4 installment loans). Those who do not have credit cards will not have a credit or FICO score. Bill Fair, an engineer and Earl Isaac,…