Many credit card companies have a protection plan for their users, but most consumers are unaware of the benefits they could be taking advantage of. How It Works A credit card purchase protection plan works like insurance. If something you bought on a credit card is lost, stolen, or damaged for any reason, you submit…
In 2009, the Credit Card Accountability Responsibility and Disclosure Act of 2009 (the “Credit CARD Act”) was created. It is a federal statute that the United States Congress passed and signed under Pres. Obama. The act was designed to provide credit card reform and establish transparent practices that are fair to consumers that use credit…
It seems today that driving has become a luxury that many people cannot afford. In fact, people are having a hard time adjusting to the consistent price hikes. At $3 or more a gallon, it really adds up to the already slim budget. Fortunately, you can enjoy driving as long as you know how to…
It is very common today for people to own a credit card or two. Plastic has become part of the modern lifestyle, something that most people cannot do without. If you are ready to own your very own credit card, there are 7 important tips that you should know before you get your own. 1….
Keeping track of your business expenses is the best way for a business owner to maintain financial stability. Monitoring business finances can be done quickly and easily using the tools that are available. In today’s modern world, a credit card is a necessary tool for all businesses that want to succeed. In order to meet…
Many airlines are known to offer poor customer service, high airfare rates, and very few bonuses. However, there is one exception: frequent flyer miles (FMS). This incentive can be earned through airline loyalty programs or airline miles credit card offers. The trick is to maximize them to your advantage. Here are some helpful tips: Negotiate…
Reward credit cards are beneficial in many ways because they provide discounts, frequent flyer miles, free hotels stays, and the like. However, beware of misleading offers that may cause you to spend more money than you should. Think about the damage it can do to your credit health. Here are some tips and information to…
Credit card rewards can be truly rewarding, as long as you know how to keep your credit health in check. In fact, you can apply for a card or two and enjoy the benefit of free hotels, flights and more. In some occasions, people apply for 3 or more cards simultaneously in order to get…
Anyone who has a credit card knows that the card is going to expire at some point, but not many people know the reasoning behind the expiration date. Although it may seem like some kind of plot to help the credit card companies earn more money, there are actually some benefits that help the consumer…
In reality a lot of people believe that the interest rates of their credit cards are likely to remain the same forever, these rates can in fact go up and down as times goes on. Because of this low interest credit cards are actually not worth your trouble sometimes simply because they turns into high…