credit cards

credit cards

The Issue of Hidden Credit Card Costs and You
ByElizabeth Roberts March 8, 2009November 20, 2022

It cannot be denied that credit cards are a part of life. We use it in buying groceries, clothing, paying utilities, purchasing airline tickets, making hotel reservations, etc. But many consumers who own credit cards fall in the trap of bad debt. Why?

According to the Government Accountability Office (GAO), a lot of credit card holders do not realize that occasional misses or delays with their credit card payments can cost them extra bucks on interest rate and penalty charges.

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Canadian Credit Card | credit cards

Things You Need to Know About Canadian Debt Consolidation
ByElizabeth Roberts February 17, 2009

There are also a variety of credit cards to choose from in Canada. And regardless of where you live- it’s important to study your options first before making a choice. Whether you’re a resident of US or Canada, bear in mind that choosing the right credit card is a serious decision.

Canadian Credit Cards that Are Accepted Anywhere

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credit cards

Signs That You Need To Change Your Credit Card
ByElizabeth Roberts February 16, 2009

If you read your credit card agreement, it’s clear that your issuer can change or increase your current rates at any time. If you own a credit card, don’t be surprised if the great rates you once enjoyed are now replace by expensive charges. If this happened to you, what can you do?

Is it time to change your credit card?

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Canadian Credit Card | credit cards

How to Get Non-Resident Bank Accounts in Canada
ByElizabeth Roberts January 29, 2009

A US citizen can apply for a resident bank account in Canada if he/she can show a legal work permit. However, if you are a non-Canadian resident, then you can apply for a non-resident bank account instead.

Most banks require non-residents to submit a photocopy of their passport, driver’s license and photo when opening an account. If you’re planning to open a bank account in Canada, here are some tips you can consider:

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Canadian Credit Card | credit cards

How Do Canadian Prepaid and Secured Credit Cards Differ?
ByElizabeth Roberts January 26, 2009

Canadian Prepaid Credit Cards can be used much like a regular credit card in the sense that you don’t need to bring cash to make a purchase. These cards usually have a Visa or Mastercard logo on them so they can be used to buy goods or pay for things at merchants and establishments where credit card payments are accepted. A prepaid credit card can also be used to shop from the internet. What makes it different from a secured credit card?

What are Prepaid Credit Cards?

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credit cards

Tips for Avoiding Popular Bad Credit Credit Card Scams
ByElizabeth Roberts January 7, 2009January 26, 2022

When looking for a bad credit credit card, it is very important to do extensive research and comparison. Even if you have bad credit, that doesn’t mean you should settle for credit cards with unfair rates and deals. In this article, let’s talk about some tips to help you avoid bad credit credit card scams.

The Best Credit Cards for People With Bad Credit

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credit cards | low interest rate credit cards

How to Find and Qualify for Low Interest Credit Cards
ByElizabeth Roberts December 8, 2008January 26, 2022

Notice how many credit cards in the market use low interest offers to attract more cardholders? Are you in search of a low interest credit card yourself? Do you know how to find the credit card with the best offer? If you already own a credit card, should you go and apply for a new card with a lower interest rate? In this article, let’s answer these questions one by one.

Should you get a LOW APR credit card?

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credit cards | low interest rate credit cards

How to Choose the Best Zero Interest Credit Card
ByElizabeth Roberts November 21, 2008

If you’re planning to get a credit card, perhaps you’re also considering to pick one with a zero interest’ offer. But before you submit that application, consider the following factors that should help you pick the right card:

Choose a card that suits your purpose. What would you do with your new zero interest card? Credit cards that have 0% APR on balance transfers are great for paying off balances from high rate cards. This way, you can focus on paying only the original amount of debt you owe minus the additional interest.

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bad credit cards | credit cards

Things You MUST Know About Bad Credit Credit Cards
ByElizabeth Roberts November 6, 2008January 26, 2022

Taking a Closer Look at Bad Credit Credit Cards

Are you suffering from poor credit or bad credit history? If yes, perhaps you may consider getting a bad credit credit card. What are bad credit credit cards and how can they help you? Are they recommended for everyone with bad credit?

Read More Things You MUST Know About Bad Credit Credit Cards
credit cards | low interest rate credit cards

Why Be Interested in Low-Interest Credit Cards
ByElizabeth Roberts October 20, 2008

There’s no doubt that zero or low interest credit cards are enjoying huge popularity in the market. And why not! The chance to use your credit card and pay your bills with no interest charge is certainly an enticing offer.

Have you received an offer in your mail for a zero APR credit card? If yes, you may be thinking about signing up with that card. But before you do, consider the following pointers.

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