Why Building Credit Is So Important Did you know having no credit is worse than having bad credit? We work with lenders all the time willing to lend money to clients with bad credit scores.
Of all the negative marks that your credit report can feature, a charge-off is one of the worst. First, it can lower your credit score dramatically. Also, once recorded, the remark will reflect on your
Your credit report is NOT an open book. Only individuals and companies that YOU GIVE PERMISSION to can legally pull your credit. The Fair Credit Reporting Act has set forth rules that govern who should
Credit inquiries occur when companies review your credit reports to establish whether to give you credit. Credit inquiries do not have a huge impact on your credit score. Compared to issues like late payments, foreclosure,
Paying on your credit card accounts and maintaining good credit often results in a credit limit increase and additional credit card offers. There is nothing wrong with having credit card accounts, as long as you