Credit card debt is really a menace and a lot of people are facing it around the globe. Credit card debt consolidation and bank loans are well known as ways of reducing and eliminating credit card debt. In all this confusion, credit card debt negotiation almost gets forgotten.
Second hand items are generally cheaper than brand new items. Thus, people who are on a limited budget often choose to buy used things to save money. But a second hand purchase doesnâ€™t have to be a poor one. By shopping around, doing comparison and studying your options, you can surely find a quality item at a good price.
Have a bottom-line price in mind. Negotiate like this: “Salesman, I’ll give you three chances to come up with a price I want. I did my research and I think I have a fair price in mind. Offer me a the lowest price you can on this car. If it’s too high, I’ll tell you. If you still haven’t reached my price by third attempt, I leave. Ready?” Obviously, this only works if you really do have a reasonable price in mind. 🙂 So do your research!
If you notice that you’re having difficulty in juggling your credit card payments, it’s time to take appropriate action immediately. Don’t wait until bills pile up in your mail or until your credit card issuers start to call you about past due charges. Acting upon the problem right from the start can save you from bad debt.
Many consumers own more than one credit card. Add to this, many people carry balances on not just one card, but on two or all their credit cards even. Carrying over balances from one billing cycle to the next is a very risky habit.
My friend and his husband had credit cards and auto loans together, He took everything and now has stop paying on things because hes with someone else and it’s hurting her credit
how would she get them off of her report?