Bad Credit Unsecured Cards | Business Credit Cards | FREE Credit Repair Guide | Good Credit Cards | Debt Consolidation Companies | Bad Credit Personal Loans| Personal Finance Forum | Car Loans - Bad Credit Approved

Secured Credit Cards

What is a secured credit card

Secured credit cards are credit cards issued by banks and financing companies that require a security deposit. Your credit limit will equal your security deposit. Our secured credit card is guaranteed approval so no one is turned down!

Who should use secured credit cards

Secured credit cards are for people who have bad credit, no credit or recently many parents have been giving secured credit cards or pre-paid credit cards to thier children who are leaving to go to college.

Benefits of using secured credit cards

Secured credit cards allow people with less than perfect credit, poor credit or bad credit to re-establish their credit, while still enjoying the benefits of having a Visa or Mastercard.

Your secured credit card will also be reported to the credit agencies thus helping you to build up your credit. With timely payments your secured credit card can lead to unsecured credit card offers.

Secured Credit Card Scams

Be wary of any secured credit card offer that you have to call a 900 number to apply thru. There is a charge for making that call. 900 numbers are NOT toll free calls. Some of these cards were charging $2 a minute and upwards just to apply! All of these offers are from our sponsors.

Our secured credit card offers

Click Here for our platinum secured credit card. You can put up to $10,000 on this card! Guaranteed approval!

Horizon Gold

Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible. This is an unsecured credit card.

Horizon Gold Credit Card

Other credit card offers:

Unsecured bad credit credit cards

Unsecured good credit credit cards

Guaranteed credit pre-paid cards

Unsecured bad credit loans


  • Equipment Leasing For Businesses [more]

  • Working Capital For Businesses [more]

  • Consumer Credit Cards [more]

  • Consumer Loans [more]

About Us

NHBS Inc has been helping small business obtain secured forms of financing since 1999. We offer specialized equipment leasing programs for start up businesses and businesses facing credit challenges.
  • Equipment Leasing Programs
    We provided equipment leasing in the USA only. Minimum lease amount of $5,000. We do most types of equipment and provide programs to equipment sales people to help them provide financing for their customers [more]
  • New Business Equipment Leasing (Start up Businesses)
    This program requires no time in business. Must types of equipment funded. No vending routes or ATM routes. Minimum lease amount is $5,000. Homebased business o.k. [more]
  • Bad Credit Equipment Leasing
    This program is for people with PAST credit problems. If you are currently going thru problems or your bankruptcy is less than 3 years old. This program is not for you. Must have started to re-establish credit. Minumum lease amount of $5,000. [more]
  • Secured Business Loans
    These programs are secured by some sort of collateral. It can be already owned equipment, a companies accounts recievables, or even their monthly merchant account. Most of these DO NOT require the business owner to have good credit. Since the loan is secured, bad credit can be approved. [more]