Our economy is still on the run.But we are faced with many economical baseline that affect our progress. exchange rate Unemployment for instance is increasing in number and affects much our living.Another problem would be eliminating credit card debts as a response to our economy. Realizing and evaluating individuals spending habits would resolve the issues in over consumption.If one gets to realize that managing their expenses well solve their problems with regards to money and will help our country’s main problem which is economical crisis.