Comments on: Things that Lead to Bad Credit http://www.newhorizon.org/credit-info/things-that-lead-to-bad-credit/ Information to help you improve your credit Fri, 13 Jan 2012 21:51:41 +0000 hourly 1 http://wordpress.org/?v= By: C.Angel http://www.newhorizon.org/credit-info/things-that-lead-to-bad-credit/comment-page-1/#comment-108 C.Angel Thu, 01 Jan 1970 00:00:00 +0000 #comment-108 The best and easiest thing i did to improve my credit was to start using online bill payment. It took me 6 months to work things out perfectly, but its really working for me. I put myself on a budget and slowly weaned myself off of using my regular credit cards and switched to a prepaid credit card with credit builder. They charge extra for it but its worth it. I called my creditors and the ones that allowed it, I changed the due dates so that the feel a week or 2 after I got paid. Then i set up minimum payments so that at least I made a payment and it got there in plenty of time! It took me so long because I was having trouble separating need from want, but now I have my bill pay set up, I don't spend more then what I've put on my prepaid credit card for my daily living and my payments are being paid on time. I now average about $500 at the end of the month that I can split up and send to my high interest credit cards. The best and easiest thing i did to improve my credit was to start using online bill payment. It took me 6 months to work things out perfectly, but its really working for me. I put myself on a budget and slowly weaned myself off of using my regular credit cards and switched to a prepaid credit card with credit builder. They charge extra for it but its worth it. I called my creditors and the ones that allowed it, I changed the due dates so that the feel a week or 2 after I got paid. Then i set up minimum payments so that at least I made a payment and it got there in plenty of time!

It took me so long because I was having trouble separating need from want, but now I have my bill pay set up, I don’t spend more then what I’ve put on my prepaid credit card for my daily living and my payments are being paid on time. I now average about $500 at the end of the month that I can split up and send to my high interest credit cards.

]]> By: AlexaJ. http://www.newhorizon.org/credit-info/things-that-lead-to-bad-credit/comment-page-1/#comment-116 AlexaJ. Thu, 01 Jan 1970 00:00:00 +0000 #comment-116 How do you get landscaping on credit? How do you get landscaping on credit?

]]> By: Angel57 http://www.newhorizon.org/credit-info/things-that-lead-to-bad-credit/comment-page-1/#comment-184 Angel57 Thu, 01 Jan 1970 00:00:00 +0000 #comment-184 this is a great read! people should be aware and do a lifestyle check from time to time this is a great read! people should be aware and do a lifestyle check from time to time

]]>