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	<title>Comments on: The 5 Different Kinds of Bankruptcy</title>
	<atom:link href="http://www.newhorizon.org/credit-info/the-5-different-kinds-of-bankruptcy/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.newhorizon.org/credit-info/the-5-different-kinds-of-bankruptcy/</link>
	<description>Information to help you improve your credit</description>
	<lastBuildDate>Fri, 13 Jan 2012 21:51:41 +0000</lastBuildDate>
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		<title>By: Melanie Mathis</title>
		<link>http://www.newhorizon.org/credit-info/the-5-different-kinds-of-bankruptcy/comment-page-1/#comment-5923</link>
		<dc:creator>Melanie Mathis</dc:creator>
		<pubDate>Wed, 22 Jun 2011 03:04:12 +0000</pubDate>
		<guid isPermaLink="false">#comment-5923</guid>
		<description>@McClain3: Chapter 13 bankruptcy will be reported on your credit report during you payoff period.  Once you have completed your repayment plan it will remain for an additional 7 years.  As long as the bankruptcy is still on your credit report, it will negatively effect your credit score.  But the effect will be minimized as time goes on.  If you practice good credit habits, such as timely payments and establish a positive pattern, that will help you improve your credit rating.</description>
		<content:encoded><![CDATA[<p>@McClain3: Chapter 13 bankruptcy will be reported on your credit report during you payoff period.  Once you have completed your repayment plan it will remain for an additional 7 years.  As long as the bankruptcy is still on your credit report, it will negatively effect your credit score.  But the effect will be minimized as time goes on.  If you practice good credit habits, such as timely payments and establish a positive pattern, that will help you improve your credit rating.</p>
]]></content:encoded>
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		<title>By: McClain3</title>
		<link>http://www.newhorizon.org/credit-info/the-5-different-kinds-of-bankruptcy/comment-page-1/#comment-5768</link>
		<dc:creator>McClain3</dc:creator>
		<pubDate>Thu, 16 Jun 2011 21:24:54 +0000</pubDate>
		<guid isPermaLink="false">#comment-5768</guid>
		<description>Just wondering, if you go the Chapter 13 route about how long would it take before your credit score might start going up?</description>
		<content:encoded><![CDATA[<p>Just wondering, if you go the Chapter 13 route about how long would it take before your credit score might start going up?</p>
]]></content:encoded>
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	<item>
		<title>By: chapter 13 bankruptcy rules</title>
		<link>http://www.newhorizon.org/credit-info/the-5-different-kinds-of-bankruptcy/comment-page-1/#comment-5022</link>
		<dc:creator>chapter 13 bankruptcy rules</dc:creator>
		<pubDate>Sun, 06 Feb 2011 03:39:08 +0000</pubDate>
		<guid isPermaLink="false">#comment-5022</guid>
		<description>Thank you so much for this article.

Bankruptcy ѕhουld nοt always bе treated аѕ a last resort.

More Powers.

Cheers,</description>
		<content:encoded><![CDATA[<p>Thank you so much for this article.</p>
<p>Bankruptcy ѕhουld nοt always bе treated аѕ a last resort.</p>
<p>More Powers.</p>
<p>Cheers,</p>
]]></content:encoded>
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	<item>
		<title>By: sam1234594</title>
		<link>http://www.newhorizon.org/credit-info/the-5-different-kinds-of-bankruptcy/comment-page-1/#comment-14</link>
		<dc:creator>sam1234594</dc:creator>
		<pubDate>Mon, 21 Apr 2008 05:44:21 +0000</pubDate>
		<guid isPermaLink="false">#comment-14</guid>
		<description>Hello,
Nice article really...
how about debt consolidation? does it help in protecting against bankruptcy?
I just read it here..so want to know from you.
</description>
		<content:encoded><![CDATA[<p>Hello,<br />
Nice article really&#8230;<br />
how about debt consolidation? does it help in protecting against bankruptcy?<br />
I just read it here..so want to know from you.</p>
]]></content:encoded>
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	<item>
		<title>By: nick</title>
		<link>http://www.newhorizon.org/credit-info/the-5-different-kinds-of-bankruptcy/comment-page-1/#comment-13</link>
		<dc:creator>nick</dc:creator>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
		<guid isPermaLink="false">#comment-13</guid>
		<description>People really need to protect their assets, and if they see a need to cut back on bills they don&#039;t need cable cellphones etc they should, even finding lower rates for your credit cards with companies offering no fee balance transfers is a good idea if you&#039;ll pay less over the long run why not. I think bankruptcy should be a last option for everyone.</description>
		<content:encoded><![CDATA[<p>People really need to protect their assets, and if they see a need to cut back on bills they don&#8217;t need cable cellphones etc they should, even finding lower rates for your credit cards with companies offering no fee balance transfers is a good idea if you&#8217;ll pay less over the long run why not. I think bankruptcy should be a last option for everyone.</p>
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