http://www.newhorizon.org/credit-info/negative-things-to-avoid-in-your-credit-report/ Information to help you improve your credit Fri, 13 Jan 2012 21:51:41 +0000 hourly 1 http://wordpress.org/?v= http://www.newhorizon.org/credit-info/negative-things-to-avoid-in-your-credit-report/comment-page-1/#comment-62 jalysenb Thu, 01 Jan 1970 00:00:00 +0000 #comment-62 Wgat if you have them from over 10yrs. ago and rec'd a release for them? I didn't have to pay any money due to I owe them nothing and had cancelled business license within weeks of asking for them. I sent nortirized letter to Atty. General office and they sent me release papers. Transunion has taken them off yet I can't get the other 2 to do it. What do you do? I keep disputing everything. I just did it again with them. How do I handle it without paying a lawyer a whole bunch of money. Wgat if you have them from over 10yrs. ago and rec’d a release for them? I didn’t have to pay any money due to I owe them nothing and had cancelled business license within weeks of asking for them. I sent nortirized letter to Atty. General office and they sent me release papers. Transunion has taken them off yet I can’t get the other 2 to do it. What do you do? I keep disputing everything. I just did it again with them. How do I handle it without paying a lawyer a whole bunch of money.

]]> http://www.newhorizon.org/credit-info/negative-things-to-avoid-in-your-credit-report/comment-page-1/#comment-91 TylorU Thu, 01 Jan 1970 00:00:00 +0000 #comment-91 Thanks for posting and sharing this information! Essential to financial success in the modern world, for good or ill, is building credit. A payday loan is one of the few, and they are few, financial services that does not require a credit check. That said, most other financial services do, and the credit bureau that they go to, or combination of them, reports your credit score to them. What a credit bureau does is they compile all the information that would pertain to your credit, like what accounts you have open, what late payments you've made, balances – they also report your employment information, car insurance, you name it. Once the information is compiled, they run it through a mathematical algorithm that determines your score, which may mean that you do not have good credit, but they report that score to the agency that requested it. Thanks for posting and sharing this information! Essential to financial success in the modern world, for good or ill, is building credit. A payday loan is one of the few, and they are few, financial services that does not require a credit check. That said, most other financial services do, and the credit bureau that they go to, or combination of them, reports your credit score to them. What a credit bureau does is they compile all the information that would pertain to your credit, like what accounts you have open, what late payments you’ve made, balances – they also report your employment information, car insurance, you name it. Once the information is compiled, they run it through a mathematical algorithm that determines your score, which may mean that you do not have good credit, but they report that score to the agency that requested it.

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