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	<title>Comments on: How To Avoid Getting Scammed With Bad Credit Credit Cards</title>
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	<link>http://www.newhorizon.org/credit-info/how-to-avoid-getting-scammed-with-bad-credit-credit-cards/</link>
	<description>Information to help you improve your credit</description>
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		<title>By: Scott A. Simmons</title>
		<link>http://www.newhorizon.org/credit-info/how-to-avoid-getting-scammed-with-bad-credit-credit-cards/comment-page-1/#comment-6655</link>
		<dc:creator>Scott A. Simmons</dc:creator>
		<pubDate>Wed, 14 Sep 2011 23:28:30 +0000</pubDate>
		<guid isPermaLink="false">#comment-6655</guid>
		<description>Thank you for taking the time and making the effort to provide concise and correct information. As of late there is a mass amount of mumbled junk spreading throughout the internet and it&#039;s requiring more and more work just to find useful information. I also started a blog/site on bad credit loans and credit cards. It&#039;s a growing issue.</description>
		<content:encoded><![CDATA[<p>Thank you for taking the time and making the effort to provide concise and correct information. As of late there is a mass amount of mumbled junk spreading throughout the internet and it&#8217;s requiring more and more work just to find useful information. I also started a blog/site on bad credit loans and credit cards. It&#8217;s a growing issue.</p>
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		<title>By: Mony</title>
		<link>http://www.newhorizon.org/credit-info/how-to-avoid-getting-scammed-with-bad-credit-credit-cards/comment-page-1/#comment-4164</link>
		<dc:creator>Mony</dc:creator>
		<pubDate>Mon, 15 Nov 2010 22:30:41 +0000</pubDate>
		<guid isPermaLink="false">#comment-4164</guid>
		<description>This is a great post with alot of information.  There are alot of scammers out there promising you what they cannot deliver.  One person told me how she even was scammed to giving her information when a form was sent to her house claiming that she qualified for some credit only to have her identity stolen in the process of the scamm.  Thanks for sharing this with us and many will benefit.</description>
		<content:encoded><![CDATA[<p>This is a great post with alot of information.  There are alot of scammers out there promising you what they cannot deliver.  One person told me how she even was scammed to giving her information when a form was sent to her house claiming that she qualified for some credit only to have her identity stolen in the process of the scamm.  Thanks for sharing this with us and many will benefit.</p>
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		<title>By: Canon Camera Bag :</title>
		<link>http://www.newhorizon.org/credit-info/how-to-avoid-getting-scammed-with-bad-credit-credit-cards/comment-page-1/#comment-4142</link>
		<dc:creator>Canon Camera Bag :</dc:creator>
		<pubDate>Mon, 25 Oct 2010 10:52:05 +0000</pubDate>
		<guid isPermaLink="false">#comment-4142</guid>
		<description>there are always scam everywhere so we should always be very careful when dealing with others`,:</description>
		<content:encoded><![CDATA[<p>there are always scam everywhere so we should always be very careful when dealing with others`,:</p>
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		<title>By: Gustavo_O</title>
		<link>http://www.newhorizon.org/credit-info/how-to-avoid-getting-scammed-with-bad-credit-credit-cards/comment-page-1/#comment-89</link>
		<dc:creator>Gustavo_O</dc:creator>
		<pubDate>Thu, 08 Jan 2009 02:10:00 +0000</pubDate>
		<guid isPermaLink="false">#comment-89</guid>
		<description>One of the biggest financial issues that most Americans face is the specter of debt. Having debt is part of our life but it has limitation. We should know how to pay our debts on time because if not, we will be having a bad credit record. And we might encounter problems in it. Credit consumer debt is at pandemic levels for Americans, and they are running for cover, be it with payday loans or by unwisely relying on credit and building up more credit card debt. There is a distinction that not many people are aware of, and that is between good debt, and bad debt. Buying a brand new car, for instance, or a huge credit card bill are both examples of bad debt, as new cars lose thousands once they are driven off the lot. Two prime examples of good debt are college educations and homes. Payday loans can be good debt if you use them, only during emergency, to make a payment that you would be late on and incur fees. </description>
		<content:encoded><![CDATA[<p>One of the biggest financial issues that most Americans face is the specter of debt. Having debt is part of our life but it has limitation. We should know how to pay our debts on time because if not, we will be having a bad credit record. And we might encounter problems in it. Credit consumer debt is at pandemic levels for Americans, and they are running for cover, be it with payday loans or by unwisely relying on credit and building up more credit card debt. There is a distinction that not many people are aware of, and that is between good debt, and bad debt. Buying a brand new car, for instance, or a huge credit card bill are both examples of bad debt, as new cars lose thousands once they are driven off the lot. Two prime examples of good debt are college educations and homes. Payday loans can be good debt if you use them, only during emergency, to make a payment that you would be late on and incur fees.</p>
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		<title>By: Gustavo_O</title>
		<link>http://www.newhorizon.org/credit-info/how-to-avoid-getting-scammed-with-bad-credit-credit-cards/comment-page-1/#comment-88</link>
		<dc:creator>Gustavo_O</dc:creator>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
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		<description>Americans are creating more and more consumer credit debt, and it is sending them running for cover of payday loans, or ill-advised use of the credit cards, which gets them more credit card debt. However, many don&#039;t know the difference between a good debt and a bad debt. Bad debts are when you purchase something on credit, and then after you&#039;ve paid the creditor back, the thing that was purchased does you no real good. A brand new car is the worst of these offenders, as they lose thousands once off the lot. Good debt is debt that after incursion will make you money in the long run. The best examples are mortgages and educations. A college education guarantees that you will out earn those with only diplomas, and a home appreciates in value over time. The more you&#039;ve paid down the mortgage, the more of the home you own, and the more equity that you have. Payday loans can be good debt, if by using one you stave off a late fee or overdraft charge. 
</description>
		<content:encoded><![CDATA[<p>Americans are creating more and more consumer credit debt, and it is sending them running for cover of payday loans, or ill-advised use of the credit cards, which gets them more credit card debt. However, many don&#8217;t know the difference between a good debt and a bad debt. Bad debts are when you purchase something on credit, and then after you&#8217;ve paid the creditor back, the thing that was purchased does you no real good. A brand new car is the worst of these offenders, as they lose thousands once off the lot. Good debt is debt that after incursion will make you money in the long run. The best examples are mortgages and educations. A college education guarantees that you will out earn those with only diplomas, and a home appreciates in value over time. The more you&#8217;ve paid down the mortgage, the more of the home you own, and the more equity that you have. Payday loans can be good debt, if by using one you stave off a late fee or overdraft charge.</p>
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		<title>By: KristenJames</title>
		<link>http://www.newhorizon.org/credit-info/how-to-avoid-getting-scammed-with-bad-credit-credit-cards/comment-page-1/#comment-190</link>
		<dc:creator>KristenJames</dc:creator>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
		<guid isPermaLink="false">#comment-190</guid>
		<description>thank you for this article</description>
		<content:encoded><![CDATA[<p>thank you for this article</p>
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