Comments on: Debt incurred prior to marriage. Who’s responsible in Washington state? http://www.newhorizon.org/credit-info/debt-incurred-prior-to-marriage-whos-responsible-in-washington-state/ Information to help you improve your credit Fri, 13 Jan 2012 21:51:41 +0000 hourly 1 http://wordpress.org/?v= By: BKornman http://www.newhorizon.org/credit-info/debt-incurred-prior-to-marriage-whos-responsible-in-washington-state/comment-page-1/#comment-16 BKornman Thu, 01 Jan 1970 00:00:00 +0000 #comment-16 I want my future wife to not be responsible for my prior debt. I know it can be done, but how? I want my future wife to not be responsible for my prior debt. I know it can be done, but how?

]]> By: Mydrive http://www.newhorizon.org/credit-info/debt-incurred-prior-to-marriage-whos-responsible-in-washington-state/comment-page-1/#comment-34 Mydrive Thu, 01 Jan 1970 00:00:00 +0000 #comment-34 Important notes to answer your concern: <p><ul> <li>you are not responsible for pre-marriage debt</li> <li>If you refinance any existing debts after marriage this counts as new debt that happened during the marriage and you are now responsible</li> <li>you only become responsible if you add yourself as a joint user on an existing account - while this is one of the easiest ways to build an established credit history (if you don't have one) but it also makes you responsible for the accounts debts </li></ul> </p> hope this helps have a great day! Important notes to answer your concern:

  • you are not responsible for pre-marriage debt
  • If you refinance any existing debts after marriage this counts as new debt that happened during the marriage and you are now responsible
  • you only become responsible if you add yourself as a joint user on an existing account – while this is one of the easiest ways to build an established credit history (if you don’t have one) but it also makes you responsible for the accounts debts

hope this helps
have a great day!

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