Bad Credit Personal Loans – 100% Guaranteed Approval

Bad Credit Personal Loans – 100% Guaranteed Approval 4.50/5 (90.00%) 2 votes

A person who has to deal with bad credit can have a difficult time finding a loan at a reasonable rate. Subprime loans are often regarded as loans with excessive fees but this is not necessarily true for all lenders. By doing research, it is possible to find a bad credit loan with a reasonable offer

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Secured Personal Loans for Bad Credit

Do you need a personal loan for a financial emergency? If waiting until your credit score improves is not an option, you can apply for a secured bad credit loan. If you have a home property, a car, or any asset which has a higher value than the amount you plan to borrow, you can use it as security for the loan.

The collateral you will submit can enable you to get a much lower interest rate than a non-secured loan for bad credit. Furthermore, you can choose a more flexible repayment period which can range from 5 to 25 years, depending on the amount you borrowed.

100% Guaranteed Bad Credit Loans

What if you do not have a property to submit as collateral for your loan? In this case, you can obtain an unsecured personal loan for bad credit. There are certain limits to unsecured bad credit loans such as a smaller loan value and a shorter repayment period. As expected, the interest rates are slightly higher than secured bad credit loans.

[Article: Should I Borrow Money to Pay Off My Debts]

These unsecured loans are also known as guaranteed approval loans, quick loans, payday loans or cash advance loans. Although the names may vary, all these loans are especially offered for people with bad credit or no credit history. The basic requirements to get approved are for the borrower to be of legal age, have a job and have an active bank account.

The maximum amount for these types of loans vary depending on how much you get paid.  For those with a higher salary bracket, they may be able to borrow a larger amount based on the value of their salary. The loan limit for these loans may depend on the State Laws as well.

Borrowers are reminded to seriously consider their repayment capability before acquiring one of these loans.  Take note that for a secured bad credit loan, you run the risk of losing your property to your lender if you fail to complete your repayment obligations. Before signing up for a loan, read and understand the Terms and Conditions.

Fixed Interest Rate. No Late Fees.

About the Author
Melanie Mathis is a credit analyst and a writer for 8 years. She has been participating in the programs of NHBS, Inc such as their continuous effort in giving out Free Credit Repair and Building Ebook. NHBS also has a list of recommended bad credit personal loans
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Melanie Mathis

Melanie Mathis

Melanie Mathis is a credit analyst and a writer for 8 years. She has been participating in the programs of NHBS, Inc such as their continuous effort in giving out Free Credit Repair and Building Ebook.

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13 comments for “Bad Credit Personal Loans – 100% Guaranteed Approval

  1. Glenn A Sandberg
    March 9, 2012 at 11:15 am

    My name is Glenn A Sandberg. Presently I am working with a good Credit repair consolidation company who has been helping me rebuild my credit to about 644 or even higher. I pay my bills on time, and I have NOT over drafted any checks from the bank. I have good repor with my present bank and past banks also. My main objective is to move from Rockford, Illinois and move closer to my daughter in Lake County, Illinois. Plus I am also planing on getting married soon too. It will be a very affordable wedding. I am also looking into these homes for $10,000. My lady and I will fix up this home. Note!!! Presently I am on SS.Disability and have a fixed income each month of $1005.00 to live on and pay my bills with. My phone number is: 1-815-963-7042. I really need your help. Thank you, Glenn A sandberg

  2. Anthony Davis
    April 30, 2012 at 6:48 pm

    I need a 75,000 bad credit loan to payoff bills & to fix up my house… can u help me??? IF YES contact me ASAP by email or phone 614-463-0649 Thanks

  3. Diane OMalley
    August 29, 2012 at 5:33 pm

    I need 8000.00 bad credit loan to payoff bills asap, can you help me?? if so please email me asap……..Thank You

  4. Jana
    September 3, 2012 at 4:27 pm

    $8000 unsecured personal or intallment loan/email

  5. Brandon McKinley
    October 13, 2012 at 12:23 pm

    Please help me I need $7500 to help fix my house and I need a car to yet my daughter back and forth to her Dr appointment.if I could get this loan it would be a blessing. God bless and please help my family

    Thank you for your help

    Brandon McKinley

    • Melanie Mathis
      October 17, 2012 at 12:33 am

      Hi Brandon, do you have good credit or bad? I can then point you in the right direction.

      Mel

  6. Charles Mitchell
    December 4, 2012 at 11:06 pm

    Really want to get back on my feet. Have 518 credit score so have been unable to get loan to consolidate bills. Been trying to get things together since i’ve been back from Afghanistan. Been rough. Would love the help in finding a loan for around 5000.00. I do have a good job that my take home is 2200 a month. just need to catch up a bit. thank you.

  7. Krystal
    December 11, 2012 at 6:59 pm

    I need a loan to get my car from the repair shop and get me and my daughter on our feet. I am going through a divorce. I have ruined my credit at a young age and now paying for it. I need a loan and fast. Have bad credit but have a job and active banking account. Could you please point me to a good place to apply where I can get approved and no check my credit or a place that deals with horrible credit. Thank You

  8. Phyllis
    December 17, 2012 at 12:19 am

    Way cool! Some extremely valid points! I appreciate
    you writing this post and the rest of the website is also
    very good.

  9. Liza
    December 20, 2012 at 2:08 pm

    I need some help, I need a loan and I have bad credit, now I have a steady income but bad credit and I live in Florida any guidance or suggestions would be appreciated.
    Thanks, God Bless

  10. colin molloy
    February 8, 2013 at 11:20 pm

    Hi i need a loan of $15,000 to tied me over while i get back on my feet after a bad experience, i stood guarantor for the company i was working for and now have a bad rating,i can afford to pay the loan back at $1,000 per month, i have not done anything like this before and iam finding it difficult to know what to do with all the adds that come up on the net hope you can help

  11. Jamiel Covington
    February 11, 2013 at 11:24 pm

    Need a loan to pay bills and buy vehicle . To get back n forth to work n visit my son. Please tell me you can help. Trying for between 10, 000 -15, 000.
    Good paying job , ten years with my employers. But my credit as poor.

    • Melanie Mathis
      February 12, 2013 at 1:21 am

      Hi Jaime, the current economy has made getting large bad credit loans rather difficult. You can find what we have available here: Bad Credit Personal Loans You may also want to check with your local credit union to see if they have a loan program for you. You may have to have additional collateral.

      Good Luck
      Mel

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