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Unsecured Business Loan - Up To $500,000

* Please check back later, this program is being revised *

We require a credit score of 680 minimum. Loan amount will be based on time in business, your personal credit score and the amount of outstanding debt you have. The lower your debt ratio the higher the loan amount you will recieve. All these programs are from our sponsors


  • * NO Collateral Required
  • * NO Financial Statements Required
  • * NO Business Plan Required
  • * Quick Approvals. Usually within 72 hours
  • * Complete Freedom on Use of Loan Proceeds
  • * For this program you must have a Dunn & Bradstreet number, high
  • paydex, and comparable credit.
  • * Minimum low 4 daily balance in your business bank account

Application Process

  • * Easy Application Process
  • * Success fee paid only after you have obtained financing from one of our lenders!
  • * Funding Usually within 5 to 10 Business Days after Approval

Credit Criteria

  • * Must Have an Existing Business/Corporation (2 years verifiable time in business)
  • * Must have a 720 minimum Credit Score from Business Owner
  • * Must have an established Credit History with Minimum of 3 Active Personal Credit Lines
  • * Oldest Personal Credit Line on Credit Report Must be 5 Years or Longer
  • * No Excessive Inquiries, Bankruptcies, Late Payments, Tax Liens, Collections, Judgments or Repossessions
  • * Business Credit Criteria Must also Comply with Personal Credit Criteria

* Good credit is a must! If you do not have excellent we have a credit repair company that has helped many of our clients clean up their credit. Email us for more information on this program.

In general our programs interest rates will fall between prime +3 - prim +9 dependent on your credit, and debt ratio. Loan term will be between 24 - 84 months dependent once more on your credit. Most loan paymenst will fall between $1100 - $1600 a month per $50,000 financed on a 5 year term dependent on your credit!

Please be advised that is program is completely credit driven. Rates and terms are dependent on your credit. We will not know what your rate or term will be without your applying.

Click Here To Apply For Your Unsecured Business Loan


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About Us

NHBS Inc has been helping small business obtain secured forms of financing since 1999. We offer specialized equipment leasing programs for start up businesses and businesses facing credit challenges.
  • Equipment Leasing Programs
    We provided equipment leasing in the USA only. Minimum lease amount of $5,000. We do most types of equipment and provide programs to equipment sales people to help them provide financing for their customers [more]
  • New Business Equipment Leasing (Start up Businesses)
    This program requires no time in business. Must types of equipment funded. No vending routes or ATM routes. Minimum lease amount is $5,000. Homebased business o.k. [more]
  • Bad Credit Equipment Leasing
    This program is for people with PAST credit problems. If you are currently going thru problems or your bankruptcy is less than 3 years old. This program is not for you. Must have started to re-establish credit. Minumum lease amount of $5,000. [more]
  • Secured Business Loans
    These programs are secured by some sort of collateral. It can be already owned equipment, a companies accounts recievables, or even their monthly merchant account. Most of these DO NOT require the business owner to have good credit. Since the loan is secured, bad credit can be approved. [more]