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Student Credit Card Programs

The credit terms for student credit cards, such as amount of past credit required to qualify, are lenient but if you know you have limited credit, and its bad credit. I would suggest you try one of our Guaranteed Approval Credit cards, or one of our unsecured bad credit credit cards. These are pre-paid credit cards & unsecured credit cards, that if you choose one with credit builder (highly recommended) will be reported to the credit bureaus and help build / re-establish credit.

If you are trying to build credit and need high limit unsecured credit lines, then you should consider one of our merchandise credit cards. These credit cards provide you with large credit limits (usually around $7500). These cards report on your credit report as unsecured and and can help you build what banks call "comparable" credit which is needed when you go to apply for larger loans & credit lines.

TIPS & ADVICE: Tips for Students on Building Good

• Apply for a student credit card. Using a student credit card is a great way to establish credit history and build a solid credit score.
• Ensure credit reporting. See to it that the issuer of your student credit card reports to the three major credit bureaus (Experian, Equifax, TransUnion).
• Use your credit card regularly. Use your student credit card for small purchases at least once a month.
• Pay on time. To build good credit, prove your credit-worthiness by paying off your charges on time.
• Don’t carry a balance. Paying in full enables you to save money since you don’t need to pay interest rate. Remember, you don’t need to carry a balance to improve your credit score.
• Get a co-signer. If you are below 21 years old, you can ask your parent, guardian or someone with good credit to co-sign the account.
• Consider a student credit card with rewards. If you can pay off your monthly balance in full, you can get a student credit card that offers a reward program that fits your lifestyle.

Credit Cards For Students

Discover Student Credit Cards

• Bad Credit - Click Here for credit card offers for people with bad credit
• Good Credit - Click Here for credit card offers for people with good credit
• Pre-paid Debit Cards for guaranteed approval credit cards

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