Secured Credit Cards - No Credit?

With a secured credit card, your credit limit usually matches the security deposit you provide. With good payments you can be considered for unsecured credit card offers. CLICK HERE for business credit card offers . All of these offers are from our sponsors.

How To Choose Your Secured Credit Card?

When choosing a secured credit card its very important to make sure the bank reports your card to the major credit bureaus. Not all secured credit cards do this. The secured credit cards offered on this page do. You should also make sure that your new secured credit card offers periodic credit increases. Often times these are unsecured credit increases.

TIPS & ADVICE: How to Establish or Rebuild Credit with a Secured Credit Card

Choose a secured credit card that reports to the three major credit bureaus (Experian, Equifax, TransUnion).
Credit line is usually based on the amount of the security deposit so if you need a higher limit, be prepared to submit a higher deposit.
Keep your charges minimal, making sure that you do not use up more than 30% of your credit limit.
Pay off your full balance on time to avoid interest rate and boost your credit score more quickly.
Monitor your credit report. Check your credit report after six months of using your secured card and see if you can qualify for a regular credit card.
Check if the issuer of your secured credit card offers automatic upgrade to an unsecured account after 12 months of consistent payment.

Our Secured Credit Card Sponsored Offers:

Full-feature Platinum MasterCard secured credit card
No credit history or minimum credit score required for approval
Monthly reporting to all 3 major credit bureaus to establish more credit history
Quick & complete online application
Secured by your deposit of $300 - $2,000
24/7 access to your account online
Deposit held at FDIC-insured bank

Intro APR	Regular APR	Intro APR Period	Annual Fee	Balance Transfers
N/A*	14.99%*	N/A*	$39*	N/A*

Better Than Prepaid...Go with a Secured Card!
Get a Credit Line That is Reported To The Major Credit Bureaus
Build Positive Credit by Making Monthly Payments On Time
Load One Time - Keep On Using...No Need For Any Additional Deposits
Activate Today with a $200 Minimum Deposit - Maximum $5,000

Intro APR	Regular APR	Intro APR Period	Annual Fee	Balance Transfers
N/A*	9.99% Fixed*	N/A*	$50*	N/A*

This offer is for genuine Secured Visa Platinum Credit Card with 0% APR on Purchases.

ZERO - 0% FIXED APR on Purchases - No Intro Rates!
ZERO - 0% Rate Won’t Change - Even If You’re Late!
ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
ZERO Application Fees
ZERO Worries - FREE Personal ID Theft Protection

Intro APR	Regular APR	Intro APR Period	Annual Fee	Balance Transfers
N/A	0% on purchases*	N/A	See Terms*	N/A*

This is your chance to apply for a secured credit card from First PREMIER® Bank.

This is a genuine secured credit card - not a debit or prepaid card
Reports monthly to the major Consumer Reporting Agencies
Security Deposits are placed in an FDIC-insured account
Your credit card account is accessible by phone 24/7

Intro APR	Regular APR	Intro APR Period	Annual Fee	Balance Transfers
NA*	See website*	NA*	See website*	N/A*

Security deposits are held in an FDIC-insured account
No credit history required
Your account activity reports monthly to the major Consumer Reporting Agencies
This is a real credit card - not a prepaid or debit card

Intro APR	Regular APR	Intro APR Period	Annual Fee	Balance Transfers
NA*	See website*	NA*	See website*	N/A*

Your $150.00 credit card Security Deposit remains yours if you close your account with a $0.00 balance.
Reports monthly to the major Consumer Reporting Agencies
Access your account by phone at any time, day or night
Here's a credit card opportunity too good to pass up. Apply today!
Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit