Guaranteed Approval Credit Cards
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BAD OR NO CREDIT? NO PROBLEM WITH GUARANTEED* APPROVAL CARDS


You can qualify for these prepaid card programs, no matter how good or how bad your credit score might be. The credit limit that will be imposed on your account will depend on the sum of cash you're willing to submit to your chosen card issuer.

If you've been turned down for a credit card before then, a guaranteed approval card will be the perfect program for you! After all, issuers of these card accounts don't run credit checks on their applicants. In fact, as long as you meet the application requirements, you can look forward to receiving instant approval on your request for a card.

Guaranteed approval cards can also be used for rebuilding your credit history. They also make great gift cards you can give to your loved ones, especially during birthdays and Christmas. Looking for an unsecured credit card for bad credit? Visit this link now!

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READYdebit® Platinum Visa® Prepaid Card - NEW

  • Exclusive Rewards Program
  • Credit ScoreTracker* at No Additional Cost
  • Easy Mobile Account Access and Text Alerts
  • Easy Online Bill Payment & Check Writing
  • Free* Direct Deposit — Paycheck, Benefit Checks, Tax Refund Checks
  • No Credit Check*, No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
*See Program Rules
Intro APR Regular APR Set up Fee Monthly Fee (up to) Balance Transfers
N/A*
N/A*
$0*
$14.95*
N/A*

READYdebit® Visa Prepaid Card

  • Instant Account Number - A Great Card for your Money.
  • Free* Direct Deposit — Paycheck, Benefit Checks, Tax Refund Checks
  • Easy Online Bill Payment & Mobile Account Access
  • No Purchase Transaction Fees
  • No Overdraft Fees or Balance Minimums
  • Withdraw Cash at ATMs or Get Cash Back with Purchases
  • Credit ScoreTracker* with Free* Direct Deposit
  • Choose Your Card Color - Blue or Pink
* See Program Rules
Intro APR Regular APR Set up Fee Monthly Fee (up to) Balance Transfers
N/A*
N/A*
$0*
$9.95*
N/A*

READYdebit® Visa Latte Control Prepaid Card

  • $0 Monthly Fee*
  • No Credit Check* or ChexSystems Checks
  • No Overdraft fees
  • No Bounced Checks - Ever!
  • Free* Direct Deposit
  • ScoreTracker with Free* Direct Deposit
  • Easy Cash Reloading at 50,000 + Retail Locations
  • Send Checks with Easy Online Bill Pay
* See Program Rules
Intro APR Regular APR Set up Fee Monthly Fee (up to) Balance Transfers
N/A*
N/A*
$4.94*
$0*
N/A*

READYdebit® Visa Mint Control Prepaid Card

  • $0 Monthly Fee*
  • Free* Direct Deposit
  • ScoreTracker with Free* Direct Deposit
  • No Credit Check* or ChexSystems Checks
  • No Overdraft fees
  • No Bounced Checks - Ever!
  • Easy Cash Reloading at 50,000 + Retail Locations
  • Send Checks with Easy Online Bill Pay
* See Program Rules
Intro APR Regular APR Set up Fee Monthly Fee (up to) Balance Transfers
N/A*
N/A*
$4.94
$0*
N/A*

AccountNow® Gold Visa® Prepaid Card

  • Get Paid up to 2 days Faster with Free Direct Deposit * - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • 100% Guaranteed Approval* - upon Successful ID Verification. No CreditCheck*. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation Fee*. No Minimum Balance. No Overdraft fees.
  • $15 Bonus* with Qualifying Direct Deposit. Never Pay to Cash Your Paychecks and Get Your Pay Faster.
  • Use it Everywhere Visa Debit Cards are Accepted and Pay Anyone with PayAnyone Bill Pay. Shop Online, Rent a Car, Pay Your Rent and More.
  • Easy Mobile Account Access and Text Alerts. Get Your Account Balance, Transaction Details Sent to Your Phone within Seconds
  • BBB Accredited A+ Company. Excellent Customer Service.

*See Program Rules



Intro APR Regular APR Set-up Fee Period Monthly Fee (up to) Balance Transfers
N/A
N/A
$0.00*
$9.95 per month
N/A

AccountNow® Prepaid Visa® Card

  • 100% Approval Guaranteed* (subject to I.D. Verification)
  • $0 Monthly Fee*
  • No Minimum Balance
  • No Credit Check*. No Overdraft Fee.
  • Free* Direct Deposit and Online Bill Payment
  • Use it Everywhere Visa Debit Card Accepted
  • Now with Purchase Rewards
  • Perfect for Occasional Usage
  • *Cardholder fees apply.
Intro APR Regular APR Set-up Fee Period Monthly Fee (up to) Balance Transfers
N/A
N/A
$4.95; one time charge*
$0.00*
N/A

CreditCardSoup

Find the Card Offer for You! Bad Credit or Good Credit, search through a complete list of card offers to find the one that is perfect for you!

  • Free, No Obligations Service
  • Locate dozens of card offers in seconds
  • Offers for any credit history
  • Find just the right Card Offer
  • Fast and Easy
Intro APR Regular APR Intro APR Period Monthly Fee (up to) Balance Transfers
N/A
N/A
N/A
N/A
N/A

Advertiser Disclosure: See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.

TIPS FOR REBUILDING YOUR CREDIT HISTORY WITH A PREPAID CARD

  • Get a prepaid card. What's good about this program is that you can get instant approval, no matter what your credit score might be.

  • Just like most card programs, prepaid cards also come with various fees, including activation, set-up, reloading and monthly fees, plus other transaction charges. Hence, to find one that matches your budget, you should take the time to consider the payment schedules imposed on various card programs offered in the market.

  • Make it a habit to check the available balance on your prepaid account, before charging a bill or purchase on it. By doing so, you can avoid spending beyond your credit limit as well as getting penalized with overdraft charges and declined transaction fees.

  • To jumpstart or rebuild your credit profile, you should look for a prepaid credit card issuer that will submit reports of your transactions to the major credit bureaus. After all, not all firms offer such service.

  • Sign up for a secured credit card. If you wish to gain access to a line of credit then, it is highly-recommended that you apply for a secured credit card. Just see to it that you have enough funds you can use for covering the security deposit requirement for this credit card program.

  • Use your secured credit card ONLY for covering small payments. That way, you can avoid exceeding your spending limit or cap.

  • Don't be late in submitting your monthly card payments. Otherwise, you will be incurring huge interest charges and penalties.

  • Bear in mind that carrying balance from one month to the next will cause your interest charges to balloon out. So, to keep you interest payments minimal, you should always pay your bills in full.

  • One of the best ways to build and maintain a solid credit profile, apart from submitting on-time and complete payments to your card issuer, is to spend within your credit limit.

  • Take the time to check your monthly billing statements for errors as well as for fraudulent and unauthorized card charges.

Other Credit Card Offers:

Guaranteed Approval Catalog Credit Cards
Bad Credit Unsecured Credit Cards
Guaranteed Approval Secured Credit Cards
Bad Credit Personal Loans


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