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Low Interest Credit Cards For People With Good Credit - Good Credit Cards
The credit cards on this page require good to excellent credit. Meaning you shouldn't have any late payments, collection items or anything negative on your credit report. They also tend to be for people with an established credit history, so if you have no credit or just 1 or 2 credit cards its unlikely they will approve you. Not sure what your credit report looks like? Make sure to pull your Credit Report AND Score
TIPS and ADVICE: How to Find a Credit Card with Low Interest Rate
- Compare online. You can do comparison more easily by checking out a credit card comparison website.
- Check your credit score. There are many credit cards in the market with low APR and great features. Some credit cards even offer reward programs. However, these cards typically require good to excellent credit so make sure that you meet the issuer’s credit requirement to avoid getting rejected.
- Take a closer look. If a credit card offers a low introductory APR, don’t forget to check the regular rate. Keep in mind that the interest rate may increase when the introductory period ends. Also, remember that variable rates are subject to change depending on the Prime Rate.
- Know which Apr applies. Some credit cards carry multiple APRs. For instance, the low rate may only be applicable to balance transfers, but not on new purchases and cash advances. Choose a card that fits well with your purpose.
- Consider a reward credit card. If you have good credit, you can easily qualify for a reward credit card. Reward cards offer incentives, perks and privileges so you can choose one that fits well with your lifestyle.
The following offers are from our sponsors
- Great Credit Builder
- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
- Knowledgeable customer service representatives to assist you with questions or concerns
| Intro APR |
Regular APR |
Intro APR Period |
Annual Fee |
Balance Transfers |
N/A* |
14.99% or 24.99%* |
N/A* |
$0 - $49 Introductory the first year, then either $35 or $59 per year*
|
Yes* |
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
- Knowledgeable customer service representatives to assist you with questions or concerns
| Intro APR |
Regular APR |
Intro APR Period |
Annual Fee |
Balance Transfers |
N/A* |
14.99% or 24.99%* |
N/A |
$0 - $49 Introductory the first year, then either $35 or $59 per year*
|
Yes* |
Good credit? The cards below will reward you for your good credit! Below you will find low interest credit cards , perfect for balance transfers!
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Unsecured credit cards for bad credit
Credit cards for students
Prepaid credit cards and credit builders
New Credit Building Articles
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