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Low Interest Credit Cards - A Closer Look at Good Credit Cards

Apply for a USAA Credit Card today.

The card programs on this page require good to excellent credit history. This means that for you to qualify for any one of them, you should not have late payment records, debt collection entries, and other negative items in your annual credit report.

These credit cards are also recommended to individuals with established credit history. Hence, if you're yet to jumpstart your credit profile or if you've just received a credit card lately then, it might not be wise to apply for them, just yet.

No idea what's your credit score? Get a copy of your credit score now!

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Credit One Bank® Credit Card with Gas Rewards

  • Unlimited 1% cash back gas rewards
  • No limit to the gas rewards you can earn
  • Get Pre-Qualified without affecting your credit score
  • Automatic reviews for credit line increase opportunities
  • Zero fraud liability protects you from unauthorized charges
  • *See Card Terms & Conditions for Details

Intro APR Regular APR Intro APR Period Annual Fee Balance Transfers
N/A*
17.90%-23.90%(Variable)*
N/A*
$35-$99*
N/A*

CreditCardSoup

Find the Card Offer for You! Bad Credit or Good Credit, search through a complete list of card offers to find the one that is perfect for you!

  • Free, No Obligations Service
  • Locate dozens of card offers in seconds
  • Offers for any credit history
  • Find just the right Card Offer
  • Fast and Easy
Intro APR Regular APR Intro APR Period Monthly Fee (up to) Balance Transfers
N/A
N/A
N/A
N/A
N/A

USAA Rewards™ American Express® card

  • Choose between 2X points or up to 2.25% cash back on gas and groceries.
  • Earn one point for every dollar on all other purchases.
  • Get 2,500 rewards bonus points credited to your account after your first purchase.*
  • Earn up to 2.25% cash back on gas and grocery purchases.
Intro APR Regular APR Intro APR Period Monthly Fee (up to) Balance Transfers
N/A*
9.9%*
N/A*
$0*
Yes*

USAA World MasterCard® Credit Card

  • Variable rates as low as 9.9% APR on purchases, balance transfers and cash advances.*
  • Get 2,500 rewards bonus points credited to your account after your first purchase.2*
  • Earn one point for every dollar in credit card purchases with no cap or expiration date on points.*
  • Earn points toward air travel with no blackout dates, brand-name merchandise, gift certificates, cash or charitable donations.
Intro APR Regular APR Intro APR Period Monthly Fee (up to) Balance Transfers
N/A*
9.9%*
N/A *
$0*
Yes*

Simmons Bank Visa® Platinum

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
Intro APR Regular APR Intro APR Period Annual Fee Balance Transfers
N/A*
 7.25%* (V)
N/A*
$0*

Yes*

Simmons Bank Visa® Platinum Rewards

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
  • See Terms and Conditions.
Intro APR Regular APR Intro APR Period Annual Fee Balance Transfers
N/A*
9.25% (V)*
N/A
$0*

Yes*
Advertiser Disclosure: See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.

Pointers for Scouting for Low Interest Credit Cards

  • Compare online offers. Check out credit card comparison sites and pay close attention to the rates of interest, fees and charges, payment terms and options, credit limits and other features imposed on various card programs. By doing so, you can improve your chances of finding one that fits your needs, spending habits and lifestyle choices.

  • Know your credit score. There are plenty of credit card programs today that carry low rates of interest and minimal fees and charges. So, for you to know if you'll qualify for them, you should order the latest copies of your annual credit report from the three major credit bureaus - Equifax, Experian and TransUnion.

  • Read the fine print carefully. Aside from checking the APR, you should also consider the regular rate. If you can lock it in for the whole term of your credit agreement then, do so. That way, you can continuously enjoy the low rate of interest imposed on your card program.

  • Inquire about the APR. Some credit cards carry multiple APRs. For example, the low rate of interest may only be applicable to balance transfers and not to new purchases and cash advance transactions. So, as early as today, you should figure out the APR that will be imposed on your future transactions. In so doing, you can choose a good credit credit card that suits your budget.

  • Get a rewards credit card. Your good credit standing can serve as your pass to score a credit card with rewards. These programs come with beneficial perks and incentives that will surely fit your lifestyle. So, why don't you apply for one today?

Do you possess an excellent credit history? If you do then the following programs will be a perfect match for you, especially if you're looking for low interest credit cards you can use for balance transfers:

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Unsecured credit cards for bad credit
Credit cards for students
Prepaid credit cards and credit builders

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