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These Credit Card Offers are the Perfect Match for Consumers with Bad Credit Standing!


Strategies for Building Credit Using Bad Credit Credit Cards

  • Apply for an appropriate credit card program. If you can afford to submit security deposit then, you might as well apply for a secured credit card.

  • On the other hand, if you have a limited budget then, we suggest you look for issuers of bad credit unsecured credit cards, instead. These card programs are specifically-designed for consumers with less than perfect credit standing and they don't require cash deposit.

  • Strike credit deals ONLY with card issuers that will submit timely reports of your credit card activities to the three major credit bureaus. That way, the time, effort, and money you have invested in rebuilding your credit history won't be in vain.

  • Don't sign up for the first program you will stumble upon. Instead, we suggest you take the time to compare the rates of interest, fees and charges, credit limits and other features imposed on various programs. In so doing, you will most likely end up with a bad credit-credit card that will match your needs, spending habits and of course, your budget.

  • Don't forget to sign up for automatic email or text message alerts so that you won't miss out or skip on your credit card bills.

  • To avoid debt build up, use your credit card only for small purchases. And make it a habit to settle your credit card charges in full and on-time, each month.

  • To attain your target credit score, use just a reasonable percentage of your credit limit. Use at most 30% of your spending limit or cap to maintain a low debt-to-limit ratio.


Unsecured Bad Credit Credit Cards

Milestone® MasterCard® - Unsecured For Less Than Perfect Credit

  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.

Intro (Purchases) Intro (Balance Transfers) Regular APR Annual Fee Credit Recommended
N/A
N/A
23.9%*
$35 - $99*
Poor/Bad

First Access Visa® Card

  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Checking account required
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC

Intro (Purchases) Intro (Balance Transfers) Regular APR Annual Fee Credit Recommended
N/A
N/A
See Terms*
See Terms*
Fair/Bad

Indigo® MasterCard® for Less than Perfect Credit

  • Pre-qualify for a card today and it will not impact your credit score
  • All credit histories considered
  • Mobile account access at any time
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.

Intro (Purchases) Intro (Balance Transfers) Regular APR Annual Fee Credit Recommended
N/A
N/A
23.9%
$0 - $99
Bad/Poor

Credit One Bank® Visa® Credit Card with 1% Cash Back

  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Choose your monthly payment due date for added convenience, terms apply

  • *See Card Terms & Conditions for Details

Intro (Purchases) Intro (Balance Transfers) Regular APR Annual Fee Credit Recommended
N/A
N/A
15.90% - 24.40% Variable
$0 - $99
Bad

Total Visa® Card

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus

Intro (Purchases) Intro (Balance Transfers) Regular APR Annual Fee Credit Recommended
N/A
N/A
See Terms*
See Terms*
Fair/Bad Credit

Credit One Bank® Platinum Visa®

  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges

Intro (Purchases) Intro (Balance Transfers) Regular APR Annual Fee Credit Recommended
N/A
N/A
15.90% - 24.40% Variable
$0 - $99
Poor

Horizon Gold - Popular

Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.
Intro (Purchases) Intro (Balance Transfers) Regular APR Annual Fee Credit Recommended
N/A*
N/A*
0% APR
$0*
Damage credit to Fair credit

CreditCardSoup

Find the Card Offer for You! Bad Credit or Good Credit, search through a complete list of card offers to find the one that is perfect for you!

  • Free, No Obligations Service
  • Locate dozens of card offers in seconds
  • Offers for any credit history
  • Find just the right Card Offer
  • Fast and Easy
Intro (Purchases) Intro (Balance Transfers) Regular APR Annual Fee Credit Recommended
See website for Details* See website for Details* See website for Details* See website for Details* Any credit welcome
Advertiser Disclosure: See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.


Financing Resources

Mortgage Loans for good and bad credit
Unsecured Credit Cards for bad credit
Personal Loan Sources - good and bad credit
Payday Loan Companies
Secured Credit Cards
Credit Cards For Bad Credit

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About Us

NHBS Inc has been helping small business obtain secured forms of financing since 1999. We offer specialized equipment leasing programs for start up businesses and businesses facing credit challenges.
  • Equipment Leasing Programs
    We provided equipment leasing in the USA only. Minimum lease amount of $5,000. We do most types of equipment and provide programs to equipment sales people to help them provide financing for their customers [more]
  • New Business Equipment Leasing (Start up Businesses)
    This program requires no time in business. Must types of equipment funded. No vending routes or ATM routes. Minimum lease amount is $5,000. Homebased business o.k. [more]
  • Bad Credit Equipment Leasing
    This program is for people with PAST credit problems. If you are currently going thru problems or your bankruptcy is less than 3 years old. This program is not for you. Must have started to re-establish credit. Minumum lease amount of $5,000. [more]
  • Secured Business Loans
    These programs are secured by some sort of collateral. It can be already owned equipment, a companies accounts recievables, or even their monthly merchant account. Most of these DO NOT require the business owner to have good credit. Since the loan is secured, bad credit can be approved. [more]