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Perfect for people with no credit

The credit cards on this page do not require any credit, so they are perfect for people with no credit or that have problem credit and are looking to improve it.

Here are companies you can apply for online for a credit card. Many of them offer instant approval. Keep in mind with a secured credit card you are expected to put down a security deposit.

Unsecured Bad Credit Credit Cards

The following offers are from our sponsors:

  • Centennial® Classic Credit Card

    Check out this credit card offer now! Even if you don't have the best credit, here's a credit card opportunity too good to pass up. Applying takes only a few minutes. Why wait?
    • The online application is safe, secure, and simple
    • Reasonable credit limit can help you spend smarter (subject to available credit)
    • Even if you don't have the best credit
    • This is an unsecured, fee-based product
    • The past is behind you. You may be eligible for this credit card
    • Applying takes only a few minutes. Why wait? Apply Now!
    • The credit card products on this page can help you rebuild, or reestablish your credit history if you make on-time
      minimum payments with all of your creditors and maintain your account balances below the credit limits.

  • First PREMIER® Bank Classic Credit Card

    Don't be held back by past credit card struggles. A credit card isn't beyond your reach. Apply now!
    • Less than perfect credit?
    • The credit card products on this page can help you rebuild, or reestablish your credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits.
    • This is a credit card, not a debit card or prepaid card
    • This is an unsecured, fee-based product
    Apply Now!

  • Aventium® Classic Credit Card

    Aventium® Classic Credit Card Less than perfect credit? Rise above bad credit. Don't let the past stop you. Apply today! Getting approved may be easier than you think.
    • Reports monthly to the major Consumer Reporting Agencies
    • Access your account by phone at any time, day or night
    • It's not rocket science - Applying is quick and easy
    • Getting approved may be easier than you think
    • This is an unsecured, fee-based product
    • The credit card products on this page can help you rebuild, or reestablish your credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits.
    • Apply Now

  • Orchard Bank® Classic MasterCardsOrchard Bank Classic MasterCards - Island

    • Acceptance at millions of locations worldwide, including website purchases and reservations
    • Your account information is updated and at your fingertips 24/7 so you can manage it your way
    • Email and text messages to remind you of your upcoming payment due date with online enrollment
    • On-call customer service representatives to assist you with questions or concerns

Apply Now!

  • Orchard Bank® Classic MasterCards

  • Orchard Bank Classic MasterCards - DolphinThe Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit. Get prequalified online in just 30 seconds! Apply today!

  • Horizon Gold Credit Card

  • Horizon Gold Credit Card Want a $500.00 credit card? Take control of your credit future. Guaranteed Instant Approval. No Application Fees. Bad credit accepted. Reports to a major credit bureau.



  • Orchard Bank® Visa® Cards
    • The Orchard Bank® Visa® Card can help you get your credit back on track. We report monthly to all three major credit bureaus giving you the opportunity to rebuild your credit with good payment behavior! Get pre-qualified in less than 1 minute!

      • Acceptance at millions of locations including website purchases and reservations
      • Your account information is updated and at your fingertips 24/7 so you can manage it your way
      • Email and text messages to remind you of your upcoming payment due date with online enrollment
      • On-call customer service representatives to assist you with questions or concerns

     

    Secured Credit Card Offers

    • Centennial® Secured Credit Card

      Centennial® Secured Credit Card
      The secured Centennial credit card gives you the opportunity to build your credit limit over time, starting with just a $200 deposit!
      • Security deposits are held in an FDIC-insured account
      • No credit history required
      • This secured credit card in comparison to prepaid cards: Monthly reports sent to the major Consumer Reporting Agencies
      • Pay one security deposit on this credit card, instead of repeated reloadings with prepaid cards
      • Apply easily for a credit card today
      • You may be eligible for a secured credit card. No credit history needed!



    • AccountNow

      AccountNow® Prepaid MasterCard® Card is a pre-paid card that can be used anywhere MasterCard® is accepted. It offers free direct deposit, free online bill pay and free credit builder.
      • Instant Guaranteed Approval* – no credit check, no security deposit
      • $0 ACTIVATION FEE – when you load your card by direct deposit
      • Free Direct Deposit – no more check cashing fees
      • Free Online Bill Pay – no need for expensive money orders
      • Free Credit Builder* – bill pay transactions are reported to PRBC®
      • No Overdraft Fees – no minimum balance required
      • Advance loan option, no credit check needed.*
      • Reloadable - $10,000 balance limit

    Financing Resources

    Mortgage Loans for good and bad credit
    Unsecured Credit Cards for bad credit
    Personal Loan Sources - good and bad credit
    Payday Loan Companies
    Secured Credit Cards
    Credit Cards For Bad Credit

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