Credit Card Review - Chase Ultimate Rewards Student Credit Card

	Special Offer: 0% for 6 months and is applied to Purchases, Balance Transfers. APR (Purch): 16.99% Variable* Annual Fee: $0 Category: Student

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The Chase Ultimate Rewards Express Student MasterCard®, issued by Chase, is designed for students who plan to take advantage of the unique reward program.

Through the reward program, cardholders earn one point for every dollar spent on the card. Earned points can be redeemed for free merchandise or gift certificates at popular merchants. There is a maximum of 60,000 points that can be earned per year.

The card has an above average interest rate for purchases and balance transfers (for a student card with a reward program), no annual fee, and a 0% introductory rate for purchases and balance transfers through the first six months of membership.

However, finance charges applied use the "Two Cycles Average Daily Balance" method, which is a more costly method in applying finance charges for those who occasionally carry a balance as compared to the "Average Daily Balance" method used by most card issuers.

Therefore, students who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to take advantage of the rewards program will benefit the most from what the Chase Ultimate Rewards Express Student MasterCard® has to offer.
Review Date: 11/16/2005

Most Attractive Feature(s): 0% introductory rate; no annual fee; free rewards program.
Least Attractive Feature(s): Uses "Two Cycles Average Daily Balance" method when determining finance charges.

Click Here To Apply For Your Chase Student Credit Card

Additional Perks
Various Internet account related services.
No liability for unauthorized transactions.
Emergency cash replacement.
Emergency card replacement.
Lost and stolen card reporting.
See website for additional benefits.

Important Notations
See website for complete terms and conditions of card usage and application disclosure.

Note: The review on this card was updated on 11/16/2005. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc.